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Selling to Millennials: Three High-Tech Upgrades That Will Increase Your Home’s Appeal to Young Buyers

September 30, 2014 by Kay Monigold

While there are several high-tech upgrades you can make on your home, these three will appeal the most to young homebuyers.

Filed Under: Home Seller Tips Tagged With: Home Sales, Home Sales Tips, Home Selling

What’s Ahead For Mortgage Rates This Week – Sept 29, 2014

September 29, 2014 by Kay Monigold

Last week's economic news included several housing-related reports that provided mixed results with lower than expected sales of previously owned homes and higher than expected sales of new homes.

Filed Under: Market Outlook Tagged With: FHFA, Freddie Mac, Market Outlook

Five Small Signs That Can Indicate Much Bigger Problems with a Home

September 26, 2014 by Kay Monigold

It’s not uncommon for homebuyers to recount horror stories about properties that appeared to be fine at first glance, but were actually hiding very expensive problems.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buying Tips, Home Inspections

Understanding Title Insurance and How It Impacts Your Mortgage Loan

September 25, 2014 by Kay Monigold

Title insurance protects you and your lender from title disputes and other ownership issues that may arise. Here are just a few ways that title insurance can impact your mortgage.

Filed Under: Mortgage Tips Tagged With: Mortgage Insurance, Mortgages, Title Insurance

National Association of Realtors, Existing Home Sales Slip in August

September 24, 2014 by Kay Monigold

Sales of previously owned homes fell in August according to the National Association of REALTORS. This was the first decline in sales in five months. Although not welcome news to homeowners and real estate pros, there is good news...

Filed Under: Market Outlook Tagged With: FHFA, Market Outlook, National Association of REALTORS

Turned Down for a Mortgage? What to Do if You are Declined – and How to Get Second Opinion

September 23, 2014 by Kay Monigold

If you have been declined for a mortgage, you may think that home ownership is out of reach. However, there are ways to turn a rejection into an approval and to find a more accessible loan. Here are just a few steps you can take to learn about your loan options and get the mortgage that works for you.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Acceptance, Mortgage Financing, Mortgage Tips

What’s Ahead For Mortgage Rates This Week – Sept 22, 2014

September 22, 2014 by Kay Monigold

Last week's economic news largely concerned the Federal Reserve's FOMC meeting statement and a post-meeting conference given by Fed Chair Janet Yellen. The FOMC statement indicated that the Fed continued its wind-down of Treasury and mortgage-backed securities and that its purchases are expected to cease after the next FOMC meeting.

Filed Under: Market Outlook Tagged With: FOMC, Housing Starts, Jobless Claims

Federal Open Market Committee, Fed Chair: No Rush to Raise Rates

September 19, 2014 by Kay Monigold

Wednesday's customary post-meeting statement issued by the Federal Open Market Committee (FOMC) of the Federal Reserve provided some relief to investors and analysts concerned that the Fed may soon raise its target federal funds rate.

Filed Under: Market Outlook Tagged With: Federal Reserve, FMOC, Market Outlook

Considering a Vacation Home? Six Tips for Buying a House or Condo for Relaxation and Vacation Use

September 18, 2014 by Kay Monigold

When you buy a vacation home or condo, you can guarantee that you have an escape that will provide you with years of enjoyment. Before you take the plunge, though, take advantage of these six helpful tips about buying a vacation home.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Real Estate, Vacation Homes

Speeding Up the Close: Five Tips on How to Close Your Mortgage Loan Faster So You Can Start Moving In

September 17, 2014 by Kay Monigold

When a seller accepts an offer from a buyer, the process of obtaining the property has just begun. The buyer now has to conduct an inspection, get approval from an attorney and obtain a mortgage - all of which can be time consuming. Here are a few ways that you can speed up the mortgage process and close the deal sooner.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Financing, Mortgage Loan Information, Mortgages

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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Tyler, TX 75703
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