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Looking for a Value-adding Upgrade? Why Residential Solar Panels Are Becoming a Popular Renovation

October 3, 2014 by Kay Monigold

If you're looking for a home upgrade that can add resale value to your home while paying itself off over time, look no further than a solar panel setup.

Filed Under: Around The Home Tagged With: Home Improvement, Home Renovations, Real Estate

Setting Your Budget: How to Analyze Your Finances to Determine How Much Mortgage You Can Afford

October 1, 2014 by Kay Monigold

In today's post we'll take a look at a few ways that you can analyze your financial situation to help decide how much mortgage you can truly afford.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Affordability, Mortgage Financing, Mortgage Loan Information

Case-Shiller: July Home Prices Cool Across U.S.

October 1, 2014 by Kay Monigold

The stifling heat of July did not penetrate U.S. housing markets according to the S&P Case-Shiller 10-and 20 City Home Price Index reports.

Filed Under: Market Outlook Tagged With: Case Shiller, Economic News, Market Outlook

Selling to Millennials: Three High-Tech Upgrades That Will Increase Your Home’s Appeal to Young Buyers

September 30, 2014 by Kay Monigold

While there are several high-tech upgrades you can make on your home, these three will appeal the most to young homebuyers.

Filed Under: Home Seller Tips Tagged With: Home Sales, Home Sales Tips, Home Selling

What’s Ahead For Mortgage Rates This Week – Sept 29, 2014

September 29, 2014 by Kay Monigold

Last week's economic news included several housing-related reports that provided mixed results with lower than expected sales of previously owned homes and higher than expected sales of new homes.

Filed Under: Market Outlook Tagged With: FHFA, Freddie Mac, Market Outlook

Five Small Signs That Can Indicate Much Bigger Problems with a Home

September 26, 2014 by Kay Monigold

It’s not uncommon for homebuyers to recount horror stories about properties that appeared to be fine at first glance, but were actually hiding very expensive problems.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buying Tips, Home Inspections

Understanding Title Insurance and How It Impacts Your Mortgage Loan

September 25, 2014 by Kay Monigold

Title insurance protects you and your lender from title disputes and other ownership issues that may arise. Here are just a few ways that title insurance can impact your mortgage.

Filed Under: Mortgage Tips Tagged With: Mortgage Insurance, Mortgages, Title Insurance

National Association of Realtors, Existing Home Sales Slip in August

September 24, 2014 by Kay Monigold

Sales of previously owned homes fell in August according to the National Association of REALTORS. This was the first decline in sales in five months. Although not welcome news to homeowners and real estate pros, there is good news...

Filed Under: Market Outlook Tagged With: FHFA, Market Outlook, National Association of REALTORS

Turned Down for a Mortgage? What to Do if You are Declined – and How to Get Second Opinion

September 23, 2014 by Kay Monigold

If you have been declined for a mortgage, you may think that home ownership is out of reach. However, there are ways to turn a rejection into an approval and to find a more accessible loan. Here are just a few steps you can take to learn about your loan options and get the mortgage that works for you.

Filed Under: Home Mortgage Tips Tagged With: Mortgage Acceptance, Mortgage Financing, Mortgage Tips

What’s Ahead For Mortgage Rates This Week – Sept 22, 2014

September 22, 2014 by Kay Monigold

Last week's economic news largely concerned the Federal Reserve's FOMC meeting statement and a post-meeting conference given by Fed Chair Janet Yellen. The FOMC statement indicated that the Fed continued its wind-down of Treasury and mortgage-backed securities and that its purchases are expected to cease after the next FOMC meeting.

Filed Under: Market Outlook Tagged With: FOMC, Housing Starts, Jobless Claims

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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Tyler, TX 75703
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