Whether you're just starting to shop for a new home or you've found the perfect house and are crafting your offer, if you're taking out a mortgage to help cover your real estate purchase you've likely given some thought to your down payment.
What’s Ahead For Mortgage Rates This Week – November 17, 2014
Last week's housing related news was lean, with no scheduled reports released other than Freddie Mac's primary mortgage market survey. We'll start with some good news...
Save Money on Your Home Energy Costs This Winter in Just Three Easy Steps
It doesn't matter if you heat your home with electricity, natural gas or some other energy source; prices continue to rise and that means increased heating costs. In today's blog post we'll share three easy ways that you can save money on your home energy costs this winter.
Refinancing Your Mortgage: Understanding the Various Types of Refinancing
In today's blog post we'll introduce mortgage refinancing and discuss a few of the ways that you can use this tool to help accomplish your financial goals.
How to Use a Mortgage Calculator to Determine Your Monthly Payments, Interest and More
Are you thinking about using a mortgage to buy a new home? In this blog post we'll discuss mortgage calculators and how to use one of these tools to determine your monthly mortgage payments, interest charges, amortization periods and more.
What’s Ahead For Mortgage Rates This Week – November 10, 2014
Last week's economic reports contained mixed reports indicating that the economy continues to recover with occasional "blips" in its progress. Construction spending was lower than expected. A Federal Reserve survey of senior loan officers indicated that credit standards remain strict for mortgages and other types of lending.
Negotiation Tips: How to Ask the Seller to Pay the Closing Costs
You've found the perfect new house or condo, and you are now preparing an offer that you believe the seller will find tempting enough to accept. The question is, should you ask the seller to pay some or all of the closing costs?
Did You Know That Your FICO Score Can Drastically Affect Your Mortgage? Here’s Why
Let's take a quick look at how FICO credit scores can affect your mortgage and share a couple of ways that you can boost your score to ensure your application is approved.
You Ask, We Answer: What is a “Reverse Mortgage”?
In today's blog post we'll explore reverse mortgage loans, explaining how they work and whether or not you're qualified to receive one.
Have You Had Trouble Getting a Mortgage? Three Tips for Sprucing Up Your Credit Before Reapplying
In this post we'll share three quick tips for sprucing up your personal credit before reapplying for a mortgage. With a bit of luck and hard work you can be on your way to purchasing that new dream home.
