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Looking for a Fun DIY Project This Spring? How to Plant Your Own Vegetable Garden

April 10, 2015 by Kay Monigold

When spring arrives, many people want to spend more time outdoors enjoying the fresh air and warmer temperatures. While you could lounge in a chair with a good book, you may find it more enjoyable to plant your own vegetable garden.

Filed Under: Around The Home Tagged With: Around The Home, Home Maintenance, Upgrades and Renovations

FOMC Minutes: Housing Market Stable But Slow

April 9, 2015 by Kay Monigold

The minutes of the March meeting of the Fed’s Federal Open Market Committee (FOMC) were released Tuesday and included a staff review of current economic conditions. The minutes noted that while labor markets continued to grow, inflation to the Fed’s target rate of 2.00 percent was impeded by dropping fuel prices. The Committee noted that expectations for longer-term inflation remained stable.

Filed Under: Market Outlook Tagged With: Federal Reserve, FOMC, Housing Market

First-time Real Estate Investor? Here Are 3 Helpful Tips That Will Get You Started

April 8, 2015 by Kay Monigold

As a first time real estate investor, you may be excited to start searching for a property to invest in. However, be sure to consider the following helpful tips to make your search more successful.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Investing

How Does Making Lump Sum Payments Affect Your Mortgage? Let’s Take a Look

April 7, 2015 by Kay Monigold

Periodically, many homeowners will receive a rather sizable amount of extra cash. This may be from a bonus from your employer, a refund on your tax return, a financial gift from a relative or something else altogether. Before you make your decision about how to spend your money, consider what impact your lump sum payment will have on your mortgage.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Payments, Mortgages

What’s Ahead For Mortgage Rates This Week – April 6, 2015

April 6, 2015 by Kay Monigold

Mortgage rates ticked upward for fixed rate loans and were unchanged for 5/1 adjustable rate mortgages according to Freddie Mac. Weekly jobless claims were lower in spite of slower job growth reports.

Filed Under: Market Outlook Tagged With: Freddie Mac, Jobless Claims, Market Outlook

Get Rid of Wi-Fi and Cellular Dead Zones in Your Home with These Easy Tips

April 3, 2015 by Kay Monigold

If you have a dead zone in your home, this issue can easily cause you considerable frustration on a daily basis, and you may be wondering what steps you can take to overcome the problem.

Filed Under: Around The Home Tagged With: Around The Home, Home Maintenance, Upgrades and Renovations

Four Ways That Being Diligent with Your Mortgage Payments Can Seriously Improve Your Credit

April 2, 2015 by Kay Monigold

The unfortunate reality is that many individuals have a lower credit rating than they would like. For many, this is caused by issues related to high debt balances, late payments and other related issues.

Filed Under: Home Mortgage Tips Tagged With: Home Buyer Tips, Mortgages, Mortgages and Credit

S&P Case-Shiller: Home Price Growth Slows in 2015

April 1, 2015 by Kay Monigold

According to the S&P Case-Shiller Home Price Index report for January, home prices grew by 4.50 percent year-over-year as compared to January 2014’s year-over-year price growth rate of 10.50 percent. This was the lowest rate of home price growth since 2012.

Filed Under: Market Outlook Tagged With: Case Shiller, Home Price Index, Market Outlook

3 Huge Mortgage Mistakes Made by First-time Home Buyers – and How to Avoid Them

March 31, 2015 by Kay Monigold

As a first-time home buyer, you may actively be seeking out information about your upcoming purchase. Buying a home is a huge financial move to make, and it can impact your financial situation and even your lifestyle for many years to come.

Filed Under: Home Mortgage Tips Tagged With: Closing Costs, Home Mortgage Tips, Mortgages

What’s Ahead For Mortgage Rates This Week – March 30, 2015

March 30, 2015 by Kay Monigold

Last week's economic reports included reports on new and existing home sales and FHFA's monthly home price index for properties associated with Fannie Mae and Freddie Mac mortgages. The details:

Filed Under: Market Outlook Tagged With: Freddie Mac, New Home Sales, The National Association of REALTORS

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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Tyler, TX 75703
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