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5, 10, 20 Percent or More? How to Determine How Big of a Down Payment You Need

January 6, 2016 by Kay Monigold

Whether or not you're new to real estate, there's little doubt that you've heard the term down payment as it relates to purchasing a home. If you're trying to determine the ideal amount to put down, here are some things to consider.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Down Payments, Home Buyer Tips

Have You Been Denied for a Mortgage? Here Are 3 Reasons Why You’ll Want to Keep Trying

January 6, 2016 by Kay Monigold

If you're in the market for a new home, you'll most likely need a mortgage in order to afford it. But for some home buyers, getting a mortgage isn't easy. Here are three factors that can influence the likelihood of approval on the second try.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

A Quick and Easy Guide to Using an Online Mortgage Calculator

January 5, 2016 by Kay Monigold

If you're in the market for a new mortgage, using an online mortgage calculator is a great way to determine what kind of terms you can expect to see and how they'll affect your home purchase. Here are just a few ways that you can use an online mortgage calculator to learn more about your mortgage needs and find the mortgage that is best for you.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Calculators, Mortgages

What’s Ahead For Mortgage Rates This Week – January 04, 2016

January 4, 2016 by Kay Monigold

2015 said farewell with reports on Case Shiller home prices, pending home sales, and consumer confidence.

Filed Under: Market Outlook Tagged With: Case Shiller, Freddie Mac, Market Outlook

Did You Know: Here’s Why Buying a New Home Grows Your Wealth Faster Than Renting

December 31, 2015 by Kay Monigold

There can be many downsides to both renting and buying, depending on what side of the coin you are on, but if you're leaning towards purchasing a home it can have added benefits for your bank account that renting does not.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Investing

Three Things You Can Expect when Buying a Home This Winter

December 30, 2015 by Kay Monigold

When you're looking into purchasing a home, there are plenty of things to watch out for at any time of the year, but there are a few things that you can expect during the winter months that may be a little different than other seasons.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips

Understanding Mortgage Pre-Approvals and How to Avoid Being Declined for One

December 29, 2015 by Kay Monigold

How does a mortgage pre-approval work, and how can you make sure you won't be declined when you apply? Here's what you need to know.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Preapprovals and Credit, Mortgages

What’s Ahead For Mortgage Rates This Week – December 28, 2015

December 28, 2015 by Kay Monigold

This week's report of economic events is shortened due to the Christmas holiday. Economic news through Wednesday included Existing Home Sales, New Home Sales and Consumer Spending.

Filed Under: Market Outlook Tagged With: Existing Home Sales, Market Outlook, National Association of REALTORS, New Home Sales

DIY Home Decorating: How to Use Spray Paint to Spice Up Your Home and Furniture

December 24, 2015 by Kay Monigold

The idea of using spray paint to make some quick fix-ups to your home might seem uncouth, but it can be a great way to make some easy, economical upgrades that will shift the overall look of your living space.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

DIY Home Decorating: How to Use Spray Paint to Spice Up Your Home and Furniture

December 24, 2015 by Kay Monigold

The idea of using spray paint to make some quick fix-ups to your home might seem uncouth, but it can be a great way to make some easy, economical upgrades that will shift the overall look of your living space.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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