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Getting to Know the Neighbors: 3 Tips for Building Good Relationships

August 23, 2016 by Kay Monigold

One of the factors involved in feeling truly comfortable in your community is the relationships that you've been able to establish with the locals in your neighborhood, but it can be hard to know how to nurture a good relationship. Whether you're moving to a new home soon or are wondering how to make some nearby friends, here are some simple tips for ingratiating the ones that live closest to you.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Neighbor Relationships

What’s Ahead For Mortgage Rates This Week – August 22, 2016

August 22, 2016 by Kay Monigold

Last week's economic news included the NAHB Housing Market Index, Commerce Department releases on housing starts and building permits issued. Weekly reports on mortgage rates and new jobless claims were also released.

Filed Under: Mortagage Tips Tagged With: Mortgage Tips

Real Estate Investing: How to Find Great Deals on Undeveloped Lots with Big Potential

August 19, 2016 by Kay Monigold

Purchasing a plot of land can be one of the best investments to make. A landowner has great (but not unlimited) freedom in how to develop their plot, and land never expires so its potential is essentially infinite. That said, buying undeveloped or vacant land can be risky business, so read on to find tips on purchasing a plot.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Investment Properties

NAHB: Builder Sentiment Improves in August

August 18, 2016 by Kay Monigold

According to the National Association of Home Builders, August home builder sentiment met analyst expectations and rose by two points to a reading of 60; July's reading was revised downward to 58. Two out of three components used in calculating the Home Builder Index were higher. Builder sentiment concerning current housing conditions rose two points to 65. Builders were also more confident about housing market conditions within the next six months; August's reading was one point higher at 56. Builders were less confident about buyer traffic in new housing developments. August's reading slipped one point to 44.

Filed Under: Home Building Tips Tagged With: Home Builders

3 Things You Must Do after Inheriting a Home

August 17, 2016 by Kay Monigold

There can be a lot of excitement when it comes to the realization that you've inherited a home, but simply because it's an inheritance doesn't mean there aren't a few strings attached. Whether you're expecting to be gifted with a home in the future or you're currently going through this process, here are a few things you may need to watch out for.

Filed Under: Real Estate Tips Tagged With: Inheriting A Home, Real Estate Tips

Bi-weekly or Monthly Mortgage Payments – Which is better?

August 16, 2016 by Kay Monigold

When you apply for a new mortgage, your lender may ask if you want to set up monthly payments or bi-weekly payments. At one time, monthly payments were common, but bi-weekly payments are increasing in popularity. This is because they break a large expense up into two smaller and seemingly more manageable payments. In addition, you can also make what equates to a full extra payment on the mortgage each year with a bi-weekly payment structure. Before you decide which is best for you, consider a few factors.

Filed Under: Mortgage Tips Tagged With: Mortgage Tips

What’s Ahead For Mortgage Rates This Week – August 15, 2016

August 15, 2016 by Kay Monigold

Last week's economic news included reports on job openings, retail sales and recurring reports on mortgage rates and new jobless claims. Job openings and hiring increased, which provided further evidence of stronger economic conditions. Retail sales were flat in July, new unemployment claims dropped and mortgage rates changed little.

Filed Under: Mortgage Rates Tagged With: Labor Report, Mortgage Rates

Three Proven Ways You Boost Your Credit to Get a Mortgage Approved

August 12, 2016 by Kay Monigold

Credit problems are unfortunately common, and they can make it difficult for you to obtain a mortgage. Even if you are able to obtain a mortgage with your credit issues, the rate may be rather high in comparison to what you may qualify for if you obtain a mortgage without fixing your credit problems. While some issues may take a while to fix, you may be able to see a decent increase in your credit rating when you follow a few easy steps.

Filed Under: Mortgage Tips Tagged With: Credit Score, Mortgage Approvals

Pocket the Profits: The Secrets to Selling Your Home above the Asking Price

August 11, 2016 by Kay Monigold

We all want to sell our homes at above asking price, but what is it that makes a seller succeed at this? Here's our expert advice on how you can sell your home above the asking price.

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Negotations, Selling a Home

Can You Get a Mortgage after a Chapter 7 Bankruptcy Discharge? Yes – But You’ll Have to Wait

August 10, 2016 by Kay Monigold

If you're currently undergoing a Chapter 7 bankruptcy and are wondering how this will impact home ownership, here are the basics on this type of bankruptcy and what it may mean for you.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Debt

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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