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In-Law Apartments Provide Tangible Benefits For Home Owners

July 13, 2018 by Kay Monigold

Many homeowners are looking for ways to maximize on their investment. One idea that is gaining popularity is a space set aside for aging parents known as an In-law apartments. These additions are living spaces that can set a property apart from others on the real estate market.

Filed Under: Real Estate Tagged With: Home Improvement, In Law Apartment, Real Estate

The Case for Making a “Smart” Garage

July 12, 2018 by Kay Monigold

Energy-efficiency, smart electronics and automation have come home to the rest of the house, but many garages still look and feel like neglected warehouses. Why not update the lighting and add some high-tech features that will bring your garage into the 21st Century. Doing so will make your life easier and need not cost a fortune!

Filed Under: Real Estate Tagged With: Garage, Real Estate, Smart Home

Rebuilding Costs: Rethinking How Much Homeowners Insurance You Really Need

July 11, 2018 by Kay Monigold

Buying a home comes with numerous financial planning obligations. It's far from a turn-key operation and one of the significant challenges involves developing a working knowledge about things often outside your area of expertise.

Filed Under: Real Estate Tagged With: Homeowners Insurance, Real Estate, Rebuilding

Working From Home: 5 Best Tips To Make It Work

July 10, 2018 by Kay Monigold

Carving out space for a home office isn't always easy, but if you have the option to work from home even part of the time, it's essential to have a space that works for you.

Filed Under: Real Estate Tagged With: Home Office, Home Organization, Real Estate

What’s Ahead For Mortgage Rates This Week – July 9th, 2018

July 9, 2018 by Kay Monigold

Last week's economic releases included monthly readings on construction spending, public and private sector job growth and June's national unemployment rate. Weekly readings included Freddie Mac mortgage rates and new jobless claims.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Top Uses Of A HELOC

July 5, 2018 by Kay Monigold

Homeowners who have equity built up in their homes can tap into that equity using a home equity line of credit, or HELOC. This financial tool can be a great way to accomplish a number of financial goals.

Filed Under: Mortgage Tagged With: Credit, Home Equity, Mortgage

Seller-Paid Closing Costs In A Seller’s Market? Yes, It’s Still Possible

July 3, 2018 by Kay Monigold

For first-time home buyers, closing costs are a major hurdle for home ownership. Coming up with a down payment and several thousand dollars for closing costs can be hard without home equity to tap.

Filed Under: Mortgage Tagged With: Closing Costs, Home Loan, Mortgage

What’s Ahead For Mortgage Rates This Week – July 2nd, 2018

July 2, 2018 by Kay Monigold

Last week's economic reports included readings from Case-Shiller housing market indices and data released on new and pending home sales. Weekly releases on mortgage rates and first-time unemployment claims along with the Consumer Sentiment Index for June were also posted.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Home Automation Conveniences Attract Buyers

June 28, 2018 by Kay Monigold

The rise in Millennial home buyers will inevitably change the items that promote faster and more lucrative home sales.

Filed Under: Real Estate Tagged With: Automation, Innovation, Real Estate

Understanding the Factors That Impact Your Credit Score

June 27, 2018 by Kay Monigold

Most consumers believe if they pay their bills on time, they need not worry about their credit score. Oftentimes, it is a rude awakening when they apply for a mortgage loan, car loan, or any revolving credit to learn they are not going to get the lowest rates available due to their credit score. This is because paying bills on time only accounts for 35 percent of your credit score. The remaining 65 percent is spread out among other factors that impact your credit score.

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Pre-Approval

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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