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What To Ask About How Loan Application Data Is Kept Private

September 12, 2018 by Kay Monigold

After hackers breached Equifax and stole vital financial records of 145 million Americans, people have a right to be afraid of disclosing personal information. That's why it's imperative that lending institutions to do everything in their power to protect your privacy.

Filed Under: Mortgage Tagged With: Mortgage, Privacy, Security

Want To Buy A Home? Here’s How You Can Save Your Own Down Payment

September 11, 2018 by Kay Monigold

Burdensome student loan debt and a penchant for purchasing new electronics by 20- and 30-somethings can make saving up for a down payment on a home seem impossible. But Millennials and other potential home buyers may be surprised to discover that previous generations had money-saving challenges of their own.

Filed Under: Real Estate Tagged With: Down Payment, Real Estate, Save Money

What’s Ahead For Mortgage Rates This Week – September 10th, 2018

September 10, 2018 by Kay Monigold

Last week's economic news included readings on construction spending, along with public and private-sector jobs growth. The national unemployment rate, weekly reports on mortgage rates and new jobless claims were also released.

Filed Under: Financial Reports Tagged With: Construction, Interest Rates, Mortgage Rates

Creative Storage Tips When Downsizing Your Home

September 7, 2018 by Kay Monigold

Downsizing at any stage of life can offer multiple benefits. Less square footage may come with a smaller price tag and usually means less space to clean. However, when downsizing a home, there's usually the question of what to do with everything. That's when creative storage ideas become essential.

Filed Under: Real Estate Tagged With: Home Improvement, Organization, Real Estate

4 Things You Should Know About Conventional Mortgage Rates

September 6, 2018 by Kay Monigold

Securing the best conventional mortgage rate possible can pose a challenge for even veteran property buyers.

Filed Under: Mortgage Tagged With: Financing, Home Loan, Mortgage

4 Things You Should Know About Conventional Mortgage Rates

September 6, 2018 by Kay Monigold

Securing the best conventional mortgage rate possible can pose a challenge for even veteran property buyers.

Filed Under: Mortgage Tagged With: Financing, Home Loan, Mortgage

4 Things You Should Know About Conventional Mortgage Rates

September 6, 2018 by Kay Monigold

Securing the best conventional mortgage rate possible can pose a challenge for even veteran property buyers.

Filed Under: Mortgage Tagged With: Financing, Home Loan, Mortgage

Does Private Mortgage Insurance Make Sense For You?

September 5, 2018 by Kay Monigold

If you are reading this article, it's entirely possible that you are considering buying a home. It's also likely that you are weighing certain financial options between a sizable down payment or taking on the expense of mortgage insurance.

Filed Under: Mortgage Tagged With: Home Insurance, Mortgage, PMI

What’s Ahead For Mortgage Rates This Week – September 4th, 2018

September 4, 2018 by Kay Monigold

Last week's economic releases included readings from Case-Shiller on home prices, pending home sales and consumer sentiment. Weekly readings on mortgage rates and first-time jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Plant Now For Spring Beauty

August 31, 2018 by Kay Monigold

While the weather is still pleasant this fall, it can be a good idea to plan ahead for early spring blooms. Trim shrubbery, plant bulbs, install new edging or add whimsical garden accessories to assure that when spring rolls around you'll have something attractive to look at. Getting creative now will boost your spirits when winter seems to last longer than it should!

Filed Under: Real Estate Tagged With: Home Improvement, Landscaping, Real Estate

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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Tyler, TX 75703
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