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Home Improvement Projects For The Quarantined

March 26, 2020 by Kay Monigold

If you have paid attention to the news recently, you have probably heard about the coronavirus pandemic which also goes by the name COVID-19. Those who are exposed to the virus might be asked to place themselves in quarantine. Some states have even told their residents to shelter in place. While this infection has forced everyone to change the way they live their lives, there are still some home improvement projects you can tackle during quarantine to put your free time to use.

Filed Under: Mortgage Tagged With: Health and Wellness, Home Improvement, Mortgage

Turn Your Yard Into An All-Seasons Living Space

March 25, 2020 by Kay Monigold

Think of backyard space as "in-between" or transitional space that is a bit like being inside while being outside. Sunrooms, screened-in covered patios, outdoor kitchens, spas, fire pits and more, are all becoming very popular ways to make more use of the backyard. Making use of the outside area is not limited to only the times of the year that have nice, warm weather.

Filed Under: Real Estate Tagged With: Home Improvement, Landscaping, Real Estate

Home Sales Are Spiking, Driven By Low Mortgage Rates

March 24, 2020 by Kay Monigold

According to data from the National Association of Realtors, existing-home sales increased by 3.6% in December 2019. That pace is the strongest month-over-month in almost two years, since February 2018. The sales figures were also up 10.8% from what they were in December 2018.

Filed Under: Mortgage Tagged With: Financing Options, Market Trends, Mortgage

What’s Ahead For Mortgage Rates This Week -March 23rd , 2020

March 23, 2020 by Kay Monigold

Last week's economic reports included readings from the National Association of Home Builders on housing market conditions, Commerce Department readings on housing starts and building permits issued and National Association of Realtors(R) reporting on sales of previously-owned homes.

Filed Under: Financial Reports Tagged With: Federal Reserve, Financial Reports, Mortgage Rates

Paying Rent And Mortgages With A Credit Card

March 20, 2020 by Kay Monigold

When people purchase a house, they usually set up their mortgage payments as a direct draft out of a checking account. The same is typically true of rent payments; however, many people have wondered if there was another way to pay rent or mortgage. After all, there are credit cards out there that have fantastic rewards. It would be great to take advantage of these rewards by placing rent and mortgage payments on a card.

Filed Under: Mortgage Tagged With: Credit Cards, Mortgage, Rent

More Than 25% Of Millennial Homebuyers May Be Financially Unprepared

March 19, 2020 by Kay Monigold

Millennials are the first generation in America that will probably not be able to do as well as their parents. In the United States, there is not as much upward mobility as there was in the past. What is the cause of this?

Filed Under: Mortgage Tagged With: Market Outlook, Market Trends, Mortgage

How to Buy An Investment Property

March 18, 2020 by Kay Monigold

It is important for everyone to take steps to diversify their assets. While many people take this to mean holding multiple stocks, bonds, and mutual funds in the market, this also includes branching out into the real estate industry. The real estate industry is far more stable than the stock market and provides a fantastic opportunity to generate reliable returns. At the same time, there are lots of options to choose from when it comes to investment properties.

Filed Under: Real Estate Tagged With: Investment Property, Market Trends, Real Estate

What’s Ahead For Mortgage Rates This Week -March 17th, 2020

March 17, 2020 by Kay Monigold

Last week's scheduled economic reports included readings on inflation and consumer sentiment. Weekly readings on mortgage rates and new jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Reports, Inflation, Mortgage Rates

How To Finally Become A Real Estate Investor This Year

March 13, 2020 by Kay Monigold

Investing in real estate remains one of the best ways to accumulate wealth in America. There are six ways to get started in real estate investing. One way does not require any investment capital, just an investment of your time. Ways to get started include investing in a REIT, buying an incoming-producing property, using a buy-and-hold strategy, flipping houses, crowdfunding, and wholesale deals.

Filed Under: Real Estate Tagged With: Market Trends, Real Estate, Real Estate Investment

The Long-Term Toll Of College Costs

March 12, 2020 by Kay Monigold

Taking out enormous student loans to get a college degree may be a terrible idea for some. The burden of paying off this debt can make it far more challenging to do other important things like buying a home.

Filed Under: Mortgage Tagged With: Debt Management, Financing Options, Mortgage

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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