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What Is Pooled-Funds Investing?

May 7, 2020 by Kay Monigold

Under the Jumpstart Our Business Startups (JOBS) Act, which was signed into law by President Obama on April 5, 2012, the Securities Exchange Commission (SEC) relaxed the rules about advertising investments. This allowed the trend of crowdfunding to expand dramatically giving real estate investors more opportunities for pooled-funds investing.

Filed Under: Real Estate Tagged With: Financing Options, Market Trends, Real Estate

4 Things Not To Do When Buying A Home

May 6, 2020 by Kay Monigold

There is a long list of things that people need to do when they are looking to buy a home; however, it is also important for people to know what to avoid as this process unfolds. There is a lot for people to remember and it is easy for people to get carried away when they start looking at their dream homes. Even though it is great to look at a bunch of houses and imagine living there, it is critical for people to stay grounded and know what to avoid.

Filed Under: Mortgage Tagged With: Credit, Financing, Mortgage

How To Save Big Money On Your Next Home Renovation Project

May 5, 2020 by Kay Monigold

Every year, homeowners spend billions of dollars renovating their homes. It almost seems expected that homeowners are going to end up going over budget on any project. On the other hand, this doesn't have to be the case. In reality, there are a few tips and tricks that homeowners can follow to help them save big money on that next home renovation project.

Filed Under: Mortgage Tagged With: Home Improvement, Home Renovation, Mortgage

What’s Ahead For Mortgage Rates This Week – May 4th, 2020

May 4, 2020 by Kay Monigold

Last week's economic reports included readings from Case-Shiller Housing Market Indices, pending home sales, and inflation. Weekly readings on mortgage rates and first-time jobless claims were also released.

Filed Under: Financial Reports Tagged With: Economic News, Financial Reports, Unemployment Rates

What Is House Hacking?

May 1, 2020 by Kay Monigold

Some clever millennials are teaching the older boomers a new way to invest in real estate, which goes by the name of "house hacking."

Filed Under: Real Estate Tagged With: Market Trends, Multigenerational Living, Real Estate

Case-Shiller: February Home Prices Gained Before Coronavirus Outbreak

April 30, 2020 by Kay Monigold

Home prices continued to grow in February according to the Case-Shiller Home Price Indices. National home prices grew at a seasonally-adjusted annual pace of 4.20 percent as compared to national home price growth of 3.90 percent in January. Case-Shiller's 20-City Home Price Index showed higher home price growth rates in February with average annual home price growth of 3.50 percent. January home prices grew by 3.10 percent for cities included in the 20-City Index.

Filed Under: Market Outlook Tagged With: Case Shiller, Market Conditions, Market Trends

Why Most People Use A Real Estate Agent Or Broker To Buy A Property

April 29, 2020 by Kay Monigold

One might wonder if the continued improvement in the access to online information about properties for sale has removed the need for working with a qualified real estate agent or broker. It has not.

Filed Under: Real Estate Tagged With: Buyers Agent, Real Estate, Realtor

The ‘Golden Girls’ Strategy? Elderly Adults Share Home Ownership

April 28, 2020 by Kay Monigold

The "Golden Girls" trend got its name from the popular television sitcom about four elderly women who live together to share expenses. It is becoming a popular way in real life for elderly adults to share homeownership and it has many benefits.

Filed Under: Real Estate Tagged With: Market Outlook, Market Trends, Real Estate

What’s Ahead For Mortgage Rates This Week – April 27th, 2020

April 27, 2020 by Kay Monigold

Last week's scheduled economic news included readings on sales of new and previously-owned homes and consumer confidence. Weekly readings on mortgage rates and new jobless claims were also released.

Filed Under: Financial Reports Tagged With: COVID19Update, Economic News, Financial Reports

First-Time Buyers’ Guide: How To Get A Mortgage And Buy A House

April 24, 2020 by Kay Monigold

When you are in the process of buying a home, there are a lot of moving parts that need to work together. It can be hard for you to keep track of everything that has to happen, particularly if you are going through this process for the first time. With this in mind, there are a few basics that you should remember when you are looking for a home loan.

Work With A Professional  read more

Filed Under: Mortgage Tagged With: Mortgage

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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