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4 Important Reasons Why You Should Consider Buying A Green Home

December 7, 2018 by Kay Monigold

Buying a home is one of the most important decisions you can make. There are many decisions involved in choosing the right home from picking a real estate agent, to figuring out what type of home will suit your needs. You want the right sized rooms, a floor plan that fits your family, and certain home features you know you can't live without.

Filed Under: Real Estate Tagged With: Green Living, Home Resale Value, Real Estate

Newest Home Pricing Data Shows Homes Becoming More Attainable Across The Country

December 6, 2018 by Kay Monigold

Case-Shiller's 20-city home price index for September reported the lowest pace of year-over-year home price growth in almost two years.

Filed Under: Financial Reports Tagged With: Case Shiller, Home Buyers, Home Prices

Home Buying Power Remains In Motion Depsite Rising Mortgage Rates

November 30, 2018 by Kay Monigold

The real estate market does not occupy a space outside the laws of physics. As Sir Isaac Newton so aptly theorized, "for every action, there is an equal and opposite reaction." When applying the English physicist's Third Law to today's rising mortgage rates, anticipating the reaction can be valuable information if you are planning to buy or sell a home or commercial property.

Filed Under: Mortgage Tagged With: Home Sales, Interest Rates, Mortgage

NAHB Reports Lowest Builder Confidence Reading Since 2014

November 29, 2018 by Kay Monigold

Obstacles facing home builders have caught up with high builder confidence according to the National Association of Home Builders Housing Market Index for November. Builder confidence dropped eight points to an index reading of 60, which was the largest month-to-month drop in builder confidence since 2014. November's decline in builder confidence was greater than the largest month-to-month decline during the housing crisis.

Filed Under: Real Estate Tagged With: Builder Confidence, Housing Trends, NABH

Mortgage Challenges For Self-Employed Home Buyers

November 28, 2018 by Kay Monigold

It's no secret that mortgage lending institutions look favorably on steady paychecks and positive debt-to-income ratios. That can leave many self-employed prospective home buyers feeling anxious about getting approved for a mortgage. But just like the 9-to-5ers who get regular paychecks, self-employed people earning a good living can get approved with a little due diligence.

Filed Under: Mortgage Tagged With: Credit Score, Mortgage, Self-Employment

Buy Or Build Your Home? 5 Factors To Consider

November 27, 2018 by Kay Monigold

A home is one of the biggest investments you can make, and the American Dream for many. Most people spend significant time finding or designing their "dream home." The first decision is whether to buy or build.

Filed Under: Real Estate Tagged With: Build Home, New Home, Real Estate

What’s Ahead For Mortgage Rates This Week – November 26th, 2018

November 26, 2018 by Kay Monigold

Last week's economic readings included readings from the National Association of Home Builders Housing Market Index, National Association of Realtors(R) report on sales of pre-owned homes and Commerce Department readings on housing starts and building permits issued. Weekly reports on mortgage rates and first-time jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Guide to Quartz, Granite and Laminate Countertops

November 23, 2018 by Kay Monigold

It can be confusing choosing the right countertop material for your kitchen. Here is a list of some common countertop materials along with their pros and cons. Knowing the differences will help you choose the right material to serve your needs.

Filed Under: Real Estate Tagged With: Home Decorating, Home Improvement, Real Estate

3 Critical Tips for Buying a Home in a Short Sale

November 21, 2018 by Kay Monigold

You just found your perfect home, and you feel like everything is right including the price. But, what could be wrong with your ideal home? Maybe, it is being sold as a short sale, and that could present a major challenge if you want to become be the eventual homeowner.

Filed Under: Real Estate Tagged With: Pre-Approval, Real Estate, Short Sale

5 Real Estate Professionals Who Assist You When You Buy Your First Home

November 20, 2018 by Kay Monigold

So you're set to buy your first house. But where do you begin? Buying a house for the first time can be nerve-racking. Most advice articles often concentrate on the steps involved in buying a house. To streamline things, let's focus on the people who will likely be involved in your purchase transaction.

Filed Under: Real Estate Tagged With: First Time Home Buyer, Real Estate, Real Estate Professionals

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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