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Big Cities vs. Secondary Markets: Where to Buy?

December 21, 2018 by Kay Monigold

Atlanta, Charlotte, New York and Los Angeles are always on the real estate radar because of big ticket sales and good media coverage. The secondary markets - those markets without the celebrity undertones - may actually be better deals. With the price of borrowing money rising and occupation rates dropping in primary markets, places like Nashville and Birmingham are looking better to investors.

Filed Under: Real Estate Tagged With: Housing Trends, Market Trends, Real Estate

How To Choose Between Laminate And Hardwood Flooring

December 20, 2018 by Kay Monigold

Picking out a new flooring can be exciting. After all, as anyone knows, new flooring in a home or business property can completely change the entire atmosphere. A common question asked by commercial and residential property owners is "Should I go with laminate or hardwood flooring?"

Filed Under: Real Estate Tagged With: Flooring, Home Decorating, Real Estate

How Will Interest Rates Affect the Market in 2019?

December 19, 2018 by Kay Monigold

Forbes and other reputable publications have predicted a continued rise in interest rates over 2019. The initial shock of the Fed's action caused a slowdown in real estate markets over the final part of 2018. As the shock wears off, experts are divided as to whether more expensive money will continue to translate into lower housing starts and occupancy rates for primary markets.

Filed Under: Real Estate Tagged With: Interest Rates, Market Conditions, Real Estate

What is the Multifamily Market in 2019 Looking Like?

December 18, 2018 by Kay Monigold

A growing supply of housing, volatility in the marketplace and risks in the development process all affected the multifamily market in 2018. In 2019, these three factors will continue to move the needle.

Filed Under: Real Estate Tagged With: Market Conditions, Multifamily Market, Real Estate

What’s Ahead For Mortgage Rates This Week – December 17th, 2018

December 17, 2018 by Kay Monigold

Last week's economic reports included readings on inflation and retail sales. Weekly readings on mortgage rates and new jobless claims were also released.

Filed Under: Financial Reports Tagged With: Interest Rates, Mortgage Rates, Retail Sales

How The Title Search Works

December 14, 2018 by Kay Monigold

A title search is an early warning system for buyers and lenders. It reveals flaws the owner must resolve prior to a closing or refinance request. This allows the owner to clear any clouds on the title so that the process can move forward. Also, it protects the buyer or lender from assuming an obligation they aren't responsible for.

Filed Under: Real Estate Tagged With: Real Estate, Title Company, Title Search

5 Home Design Trends To Watch Out In 2019

December 13, 2018 by Kay Monigold

So, as you make your annual resolutions or consider revamping your home, it's worth knowing them. After all, we all adore coming back to a place that makes us happy and helps us disconnect from tough days at work.

Filed Under: Real Estate Tagged With: Design Trends, Home Decorating, Real Estate

Why a Buyer Needs An Independent Inspection at Closing

December 12, 2018 by Kay Monigold

Many sellers hire inspectors and appraisers to value their home prior to placing it on the market. It's important for buyers to hire their own inspector to get an independent opinion. If a buyer orders an inspection before the sale goes through, the seller may have to resolve any issues that arise. If you forego the inspection, you inherit any problems that come with the house.

Filed Under: Real Estate Tagged With: Home Inspection, Home Repairs, Real Estate

6 Ways To Find the Right Neighborhood For Your Lifestyle

December 11, 2018 by Kay Monigold

Choosing a neighborhood you live in is almost as important as the house you buy. The right neighborhood can make your house feel even more like a home. But how do you find the right neighborhood to shop for your next home?

Filed Under: Real Estate Tagged With: Community Living, Home Sales, Real Estate

What’s Ahead For Mortgage Rates This Week – December 10th, 2018

December 10, 2018 by Kay Monigold

Last week's economic reports included readings on construction spending and Labor Department readings on private and public jobs growth. The Consumer Sentiment Index was released along with weekly readings on mortgage rates and new jobless claims.

Filed Under: Financial Reports Tagged With: Consumer Sentiment, Financial Reports, Mortgage Rates

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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