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Sound Advice From Successful Home Sellers

March 7, 2019 by Kay Monigold

The real estate market and all the things involved in selling a home can seem complicated, and it can be very hard to know which tips to trust. While there's plenty of great advice to go around from many knowledgeable sources, here are some of the best tips from home sellers who have made a successful sale.

Filed Under: Real Estate Tagged With: Home Sales, Real Estate Market, Sales Tips

Looking For A Major Lifestyle Change? Consider Buying A ‘Micro’ Home

March 6, 2019 by Kay Monigold

With the cost of a home on the rise and the concept of being sustainable becoming more popular, many people are considering moving to a smaller home to minimize their impact. It's important, however, to consider what living small is really like before deciding that it's the right move for you.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

5 Key Tips To Prepare For A Quick Mortgage Approval

March 5, 2019 by Kay Monigold

Whether you're finally prepared to get into the real estate market or you want to know how you can make a deal quick, there are a few necessary documents you'll need to prove your reliability to a mortgage lender.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

What’s Ahead For Mortgage Rates This Week – March 4th, 2019

March 4, 2019 by Kay Monigold

Last week's economic reports included readings from Case-Shiller Housing Price Indices and Commerce Department reports on housing starts and building permits issued. Readings on pending home sales and consumer confidence were released along with weekly reports on mortgage rates and initial jobless claims.

Filed Under: Financial Reports Tagged With: Case Shiller, Interest Rates, Mortgage Rates

Down Payment Money Saving Mistakes

March 1, 2019 by Kay Monigold

Are you saving up money for a down payment? Saving money to put down on a home is always a smart idea, but there are right ways and wrong ways to go about it. Understanding how to best save for a down payment will go a long way toward ensuring you're ready when you finally find the house of your dreams.

Filed Under: Real Estate Tagged With: Budget, Down Payment, Real Estate

8 Ways To Maintain A Great Credit Score

February 28, 2019 by Kay Monigold

Having an excellent credit score is very useful. The following are some tips on how to maintain a superb credit score.

Filed Under: Mortgage Tagged With: Budget, Credit Score, Mortgage

Case-Shiller: December Home Price Growth Slowest in 4 Years

February 27, 2019 by Kay Monigold

Case-Shiller Home Price Indices reported the slowest rate of U.S. home price growth since November 2014. According to the 20-City Home Price Index, Home prices grew by 4.20 percent year-over-year and were 0.20 percent higher in December as compared to November. The 20-City Home Price Index fell short of analysts' expected gain of 4.80 percent year-over-year. Case-Shiller's National Home Price Index reported home prices increased 4.70 percent in the fourth quarter of 2018.

Filed Under: Real Estate Tagged With: Case Shiller, Market Conditions, Marketing Trends

Managing Finances Before Applying For A Mortgage

February 26, 2019 by Kay Monigold

Are you planning on using a mortgage to help cover the cost of a new home? If so, you will want to prepare your finances and figure out how you will manage all those wallet-draining monthly expenses. Let's take a look at how to run a quick financial health check to ensure you are ready to apply for a mortgage.

Filed Under: Real Estate Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

What’s Ahead For Mortgage Rates This Week – February 25th, 2019

February 25, 2019 by Kay Monigold

Last week's economic news included readings on homebuilder confidence in housing market conditions, minutes of January's Federal Open Market Committee meeting, and existing home sales reported by the National Association of Realtors(R). Weekly readings on mortgage rates and new jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

FOMC Meeting Minutes: Why Fed’s Rate Policy Reversed Course

February 22, 2019 by Kay Monigold

After raising the target range for the federal funds rate in 2018, the Fed's Federal Open Market Committee did not raise the Central Bank's key interest rate at its meeting of January 29 and 30. While Committee members did not raise the Fed's key rate, members were divided on the interest rate decision.

Filed Under: Real Estate Tagged With: FOMC, Housing Trends, Market Conditions

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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