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4 Tips To Ensure A Successful Closing

July 2, 2019 by Kay Monigold

As you come up to the date of your closing, there's time to reflect on everything that led to this step. Your real estate agent, mortgage broker, title company and others all work hard to ensure a successful closing for you. They're all in your corner, hoping for the same outcome as you. They've had to do a lot of work behind the scenes that you may not even be aware of. Their diligence and professionalism has already benefited you.

Filed Under: Real Estate Tagged With: Closing, Financing, Real Estate

What’s Ahead For Mortgage Rates This Week – July 1st, 2019

July 1, 2019 by Kay Monigold

Last week's economic reports included readings on home prices, sales of pre-owned homes and pending home sales. Weekly readings on mortgage rates and first-time jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Home Staging Tip – Urban Gardening in Small Spaces

June 28, 2019 by Kay Monigold

Home staging means getting a home ready for sale with the goal to maximize the sale price and close a sale as fast as possible. Some home staging tasks are very dreary, like having to get the place sparkling clean. That is really not fun work. It may be better, if it is affordable, for the homeowner to hire professionals to do that grunt work.

Filed Under: Real Estate Tagged With: Green Living, Home Decor, Real Estate

Case-Shiller: Annual Home Price Growth Slows for 13th Consecutive Month

June 27, 2019 by Kay Monigold

Case-Shiller's 20-City Home Price Index for April showed further declines in home price growth with 2.50 percent year-over-year home price growth as compared to March home price growth of 2.60 percent. New York City home prices held steady month-to-month and Seattle, Washington's home prices were unchanged year-over-year after posting 13 percent home price growth in 2018.

Filed Under: Market Outlook Tagged With: Case Shiller, Market Outlook, Market Trends

Simple Tips To Pay Off A Home Mortgage Loan Faster

June 26, 2019 by Kay Monigold

It is a major life decision to buy a home and yet many do not consider how much they will pay on the interest over the life of the loan. All they usually think about is if they can afford to pay the monthly mortgage payments.

Filed Under: Mortgage Tagged With: Home Loan, Interest, Mortgage

Fed Holds Key Rate Steady As It Watches Economic Trends

June 25, 2019 by Kay Monigold

Federal Reserve policymakers held the federal funds rate at its current range of 2.25 to 2.50 percent. Analysts speculated that the Fed may lower its key rate based on signs of slowing economic growth and the President's encouragement to lower the Fed rate.

Filed Under: Market Outlook Tagged With: FOMC, Interest Rates, Market Trends

What’s Ahead For Mortgage Rates This Week – June 24th, 2019

June 24, 2019 by Kay Monigold

Last week's economic reports included monthly readings on housing market conditions, housing starts and building permits issued. Sales of pre-owned homes were released; the Federal Reserve announced its decision not to raise its key interest rate range.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rate

Pros And Cons Of Installing A Pet Door

June 21, 2019 by Kay Monigold

If you've just moved into your new home and you have a pet, you may be thinking of installing a pet door. A pet door is a permanent door feature that is cut into the bottom third of an entry door. Before making a permanent alteration to your door, consider the pros and cons of installing a pet door.

Filed Under: Real Estate Tagged With: Home Improvement, Pets, Real Estate

NAHB: Builder Confidence Slips in June

June 20, 2019 by Kay Monigold

Homebuilder confidence dropped two points in June according to the National Association of Home Builders Housing Market Index. June's index reading was 64, which indicates strong sentiment among home builders for current housing market conditions.

Filed Under: Market Outlook Tagged With: Market Conditions, Market Trends, NAHB

Buying A Home In Foreclosure

June 19, 2019 by Kay Monigold

Foreclosure is a process that happens over many months. There are various opportunities to acquire real estate that is in a different stage of foreclosure, including before the foreclosure process completes. This short guide identifies the different stages and the opportunities that may exist to acquire a property at a discounted price.

Filed Under: Real Estate Tagged With: Foreclosure, Pre-Approval, Real Estate

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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