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S&P Case-Shiller: Home Prices Gain in August

October 27, 2016 by Kay Monigold

Home prices gained in August per the 20-City S&P Case-Shiller Home Price Index. Analysts said that home values continue to expand in spite of challenges including low inventories of available homes and strict mortgage qualification requirements.

Filed Under: Home Values Tagged With: Home Prices

First Time Home Buyers: 3 Essential Tips That You Won’t Hear from Your Friends

October 26, 2016 by Kay Monigold

When it comes to diving into home ownership for the first time, it can seem like there are so many things you just don't know. Whether you're getting advice from your real estate agent, your friends or your family, there are so many things that seem like common sense that they might be lost in the mix of details.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Tips and Strategies

Buy Your Home Today: Understanding Why It’s a Bad Idea to Try and Time the Mortgage Market

October 25, 2016 by Kay Monigold

It's often the case that people will opt to postpone home ownership until the best rates are available or it's a more stable investment, but in an ever-shifting market it may not be the best decision to put such a sizeable investment off. Here are some reasons you may want to start putting your time into searching for a home.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

What’s Ahead For Mortgage Rates This Week – October 24, 2016

October 24, 2016 by Kay Monigold

Last week's economic releases included the National Association of Home Builders' Housing Market Index along with reports on housing starts, building permits and sales of previously owned homes. Weekly reports on new jobless claims and mortgage rates were also released.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Did You Know?: How You Arrange Your Furniture Can Turn Off Potential Buyers. Here’s Why

October 21, 2016 by Kay Monigold

Most sellers focus on finding the right furniture to stage their home, but they never consider how the placement of that furniture can undo all their hard work. It's a subconscious thing, but the arrangement of items in the home can really make a difference with buyers.

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Selling a Home, Staging

Forget Mortgage Apps: 5 Reasons Why You’ll Want to Use a Human Mortgage Broker

October 20, 2016 by Kay Monigold

While many modern apps can be quite convenient, there are a few reasons you may want to use a knowledgeable mortgage professional to ensure the credibility of your most important purchase.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

NAHB Housing Market Index Dips 2 Points

October 19, 2016 by Kay Monigold

According to the National Association of Home Builders, overall builder confidence in housing markets dropped two points in October to an index reading of 63. September's reading of 65 was the highest posted since the housing bubble peak.

Filed Under: Housing Market Tagged With: Housing Market

The Major Keys to Understanding When It’s Time to Refinance Your Mortgage

October 18, 2016 by Kay Monigold

As a homeowner, you may have heard the term refinancing without being aware of exactly what it means, but there are a lot of pros and cons associated with what it can do for your financial situation. While getting a different new loan for your mortgage can be a good financial decision in certain situations, here are some things you should consider before you decide that this is the right choice for you.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Refinancing

What’s Ahead For Mortgage Rates This Week – October 17, 2016

October 17, 2016 by Kay Monigold

Job openings were lower in August after hitting an all-time high in July according to the federal government. Job openings fell to 5.44 million in August as compared to July's reading of 5.83 million job openings, Job openings reached 5.31 million in August of 2015. Job quits were unchanged in August with a reading of 3.0 million quits; the quits rate was 2.20 percent. There were 5.4 million hires in August as compared to 5.8 million hires in July. The hiring rate held steady at 3.60 percent.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Buying a Solar-Powered Home? Watch Out for These Symptoms of Future Problems

October 14, 2016 by Kay Monigold

Solar-powered homes are becoming more commonplace, and are an excellent step in the right ecological direction. That said, there are some aspects to consider if you're thinking about investing in solar energy. Read on for some salient points about living by the sun.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Upgrades and Renovations

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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