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What Fees Are Involved With a Reverse Mortgage? Let’s Take a Look

May 10, 2017 by Kay Monigold

Investing in a home may be one of the most significant purchases you'll make in your lifetime, but many people forget that there are a number of other costs associated with buying a home. If you're considering a reverse mortgage and want to be clear on all of the fees involved, here are a few things you can expect to come across.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Reverse Mortgages

Yes, It’s True! Why Replacing Your Front Door Can Help to Sell Your Home Faster

May 9, 2017 by Kay Monigold

There are plenty of things that you'll need to shape up when you embark on selling your home, whether it's painting the house or the minor fix-ups, but it's easy to forget about some items that will be readily apparent to homebuyers. If you're preparing to put your home on the market and are wondering what you shouldn't miss, here are a few reasons why replacing your front door should be at the top of the list.

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Selling a Home, Staging

What’s Ahead For Mortgage Rates This Week – May 8, 2017

May 8, 2017 by Kay Monigold

Last week's economic news included readings on construction spending, the post-meeting statement by the Fed's Open Market Committee and labor-related reports including ADP payrolls, Non-farm payrolls and the national unemployment rate. Weekly readings on new jobless claims and mortgage rates were also released.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Let’s Talk Fencing: How to Put a Fence Around Your Home Without Destroying Its Appeal

May 5, 2017 by Kay Monigold

Many homeowners consider a fence around their property for a variety of reasons, whether it's to keep the dog in the yard or to maintain privacy. However, the wrong fence can entirely change the look of your property and make a beautiful yard a bit of an eyesore. If you're trying to determine what kind of fence will work for your home, here are some tips before you start to dig in the dirt.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

Refinancing This Spring? How to Choose Between Variable and Fixed Interest Rates

May 4, 2017 by Kay Monigold

From choosing a real estate agent to finding the right home, the process of getting a mortgage is rife with many different choices. If you're investing down the road, it's likely that you've heard about variable and fixed interest rates and are wondering about the differences between the two and how they can benefit you. While what will work best for you depends on your financial flexibility and market knowledge, here are some basics that will help you make a decision.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Refinancing

5 Tips for Crafting a Counter-offer That Doesn’t Scare Away a Potential Home Buyer

May 3, 2017 by Kay Monigold

If you've recently put your home up for sale, one of the most exciting parts of the selling process is getting an offer. However, all is not said and done once you've received an offer, as you'll probably want to negotiate a better price. If you're wondering how you can counter without losing a potential buyer, here are some tips when the time comes to negotiate.

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Negotiations, Selling a Home

Honesty Is the Best Policy: Why You Need to Be Truthful on Your Mortgage Application

May 2, 2017 by Kay Monigold

There are few things better than finding your dream home and being able to afford it, but simply because you've found the perfect place doesn't mean you should stretch the truth. It might seem tempting to polish your mortgage application a little in the hopes of making a better impression, but here are a few reasons why you should stick to the truth when signing off on your home.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

What’s Ahead For Mortgage Rates This Week – May 1, 2017

May 1, 2017 by Kay Monigold

Last week's economic news included readings on Case-Shiller Home Prices Indices, new and pending home sales. Weekly readings on new jobless claims and average mortgage rates were also released. Case-Shiller reported that home prices rose by 0.20 percent from January to February with a year-over- year growth rate of 5.80 percent.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Buying a ‘Micro’ Home? Be Sure to Consider These Major Lifestyle Changes First

April 28, 2017 by Kay Monigold

With the cost of a home on the rise and the concept of being sustainable becoming more popular, many people are considering moving to a smaller home to minimize their impact. It's important, however, to consider what living small is really like before deciding that it's the right move for you. If you're curious about life on a smaller-scale, here are some things to contemplate beforehand.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

Case-Shiller: February Home Prices Grow at Fastest Pace in 3 Years

April 27, 2017 by Kay Monigold

According to the Case-Shiller National Home Price Index, February home prices grew at their fastest pace in three years. While home prices have steadily grown in recent months, growth rates slowed in many areas month-to-month; the escalation of home prices from January to February indicates stronger housing markets. National home prices increased by 0.20 percent in February to a seasonally-adjusted annual rate of 5.80 percent appreciation.

Filed Under: Home Values Tagged With: Homes Sales

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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