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Self-Employed? Here’s What You’ll Need to Get a Mortgage Approval

December 14, 2016 by Kay Monigold

There's a lot of flexibility and personal freedom associated with self-employment that can be a great benefit to your lifestyle and your pocketbook. If you've recently become self-employed or have been in the game for a while, here are some things you may want to consider before submitting your mortgage application.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Winter’s Coming: Learn How to Prepare Your Plants, Trees and Other Landscaping

December 13, 2016 by Kay Monigold

From the approaching holiday season to the New Year, there are a lot of things to prepare for when it comes to the winter. If you're wondering how to ready your trees, your plants and your yard, here are some tips for saving your vegetation until the springtime.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

What’s Ahead For Mortgage Rates This Week – December 12, 2016

December 12, 2016 by Kay Monigold

As 2017 winds down, analysts are forecasting economic developments for 2017. Forbes identified three indicators that the U.S. housing market has recovered. Mortgage rates rose again last week; jobless claims fell and consumer sentiment jumped rose five points. The details:

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Home Equity Tips: 3 Upgrades That Will Make Your House Worth More When You Sell

December 9, 2016 by Kay Monigold

It's likely that your house is your biggest asset, so when it comes time to sell it you'll want to do everything you can to maximize your profit. Let's take a look at 3 top upgrades that will make your house worth more when you sell.

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Selling a Home, Upgrades and Renovations

5 Ways That a Mortgage Can Be a Huge Benefit to Your Financial Future

December 8, 2016 by Kay Monigold

For many people, investing in a house is one of the most important purchases they will make in their lifetime. However, alongside having the comfort of your own home, there are many financial benefits associated with buying in. If you're currently perusing the market for opportunities, here are some reasons to consider investing a little sooner.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

3 Simple Tips for Boosting Your FICO Credit Score Before Applying for a Mortgage

December 7, 2016 by Kay Monigold

There are a variety of factors that are involved in getting your mortgage approved, but few things will have more of an impact than your FICO score and the credit history that goes along with it. Instead of leaving your score up to chance when submitting your application, here are a few ways that you can boost your financial wellbeing and leave your credit score better off than it was before.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

3 Key Reasons Why Buying Your First Home Is Like Planning a Wedding

December 6, 2016 by Kay Monigold

You may not see the connection right away, but buying a home and planning a wedding are two experiences that require certain skills and challenge you in similar ways. Check out the three key similarities in this post.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

What’s Ahead For Mortgage Rates This Week – December 5, 2016

December 5, 2016 by Kay Monigold

Last week's economic news was plentiful with releases on Case-Shiller Home Price Indices and pending home sales. Readings on government and private sector jobs created, the national unemployment rate and weekly readings on new jobless claims and Freddie Mac's mortgage rates survey were also released.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Should You Pay Your Mortgage Bi-weekly or Monthly? Let’s Take a Look

December 2, 2016 by Kay Monigold

Most homeowners look at their monthly mortgage payment as their largest cost per month, and something they must do to maintain a good credit history. However, you may have heard of bi-weekly mortgage payments and their ability to lower your debt load and help you pay off your mortgage more quickly.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

Case-Shiller: Home Price Growth Mixed for September

December 1, 2016 by Kay Monigold

September's 20-City Housing Market Index from Case-Shiller showed signs that rapidly rising home prices in some metro areas may be losing momentum. San Francisco, California, posted a month-to-month reading of -0.40 percent and a year-over-year reading of 5.70 percent. Home prices stayed flat in Seattle Washington from August to September, but posted the highest home price gain of 11.00 percent year-over-year. Slowing home price growth in high-demand areas suggest that affordability concerns are impacting rapid gains in home prices seen in recent years.

Filed Under: Housing Market Tagged With: Housing Market

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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