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4 Websites to Help You Evaluate the Safety of Your Future Neighborhood

January 26, 2017 by Kay Monigold

When you're just moving into a neighborhood, it can be hard to know exactly what you're getting into. Certainly, you can see the sights for yourself and read about your new community online, but there are still things that may not be readily available. If you're looking for the cold, hard facts on the safety of your neighborhood, look no further than the following websites for the things you'll want to know.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips, Neighborhood Evaluations, Neighborhood Safety

Refinancing Your Mortgage: How To Get The Most Out of Your Home Equity

January 25, 2017 by Kay Monigold

With interest rates on the rise following the 2016 election, it's possible that you're now considering your options for refinancing your current mortgage. It can sometimes be hard to know all of the ins and outs of making this choice, though, and it's important to know what's involved.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Refinancing

3 Important Things To Consider Before Listing Your Home on Airbnb

January 24, 2017 by Kay Monigold

Airbnb has become an attractive way for homeowners to make income from their property. Although Airbnb's is known for its reputable insurance policy, there are a few things you should consider before listing your home online.

Filed Under: Around The Home Tagged With: Around The Home, Investment Properties, Real Estate Tips

What’s Ahead For Mortgage Rates This Week – January 23, 2017

January 23, 2017 by Kay Monigold

Economic news was impacted by the Martin Luther King holiday on Monday and the Presidential Inauguration on Friday. Readings released included reports on inflation, the National Association of Home Builders Housing Market Index and Commerce Department releases on housing starts and building permits issued. Weekly reports on mortgage rates and new jobless claims were released as scheduled.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

How Will Having a New President Impact Your Mortgage? Let’s Take a Look

January 20, 2017 by Kay Monigold

There is always uncertainty in the market in an election year, but many people are wondering exactly what kind of impact Donald Trump's election will have on their mortgage and the real estate options available. Here are some possibilities for the mortgage market following the results of the 2016 election.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Interest Rates, Mortgage

Home Builder Index Dips in January

January 19, 2017 by Kay Monigold

January's National Association of Home Builders Housing Market Index dipped two points from December's revised reading of 69 to 67; the index reading forecast for January was also 69.Analysts said that January's reading was the second highest (after December 2016) since the peak of the housing bubble in 2005. January's dip in builder sentiment was attributed to easing of builder enthusiasm, which spiked right after the U.S. presidential election. To put January's home builder confidence reading in context, NAHB says that any index reading over 50 indicates that more builders than fewer have confidence in housing market conditions.

Filed Under: Home Values Tagged With: Homes Sales

Get Your Mortgage Paid Down Faster With These 5 Simple Money Saving Strategies

January 18, 2017 by Kay Monigold

The monthly mortgage payment can be burdensome for many, but it's possible you've thought of trying to pay it down more quickly. Without getting a new job or working overtime, here are some tips you can use on a daily basis to save additional funds and pay off your mortgage at a swifter rate.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage

What’s Ahead For Mortgage Rates This Week – January 17, 2017

January 17, 2017 by Kay Monigold

Last week's economic reports included readings on job openings, retail sales and consumer sentiment in addition to weekly reports on new jobless claims and Freddie Mac's survey of mortgage rates.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

What’s Ahead For Mortgage Rates This Week – December 17, 2017

January 17, 2017 by Kay Monigold

Last week's economic reports included readings on job openings, retail sales and consumer sentiment in addition to weekly reports on new jobless claims and Freddie Mac's survey of mortgage rates.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Wondering How Much Mortgage You Can Afford? Here’s How to Calculate It

January 13, 2017 by Kay Monigold

Many people are aware of the financial commitment that is involved when investing in a home, but what that amounts to is different for every person. From what you can afford to what a lender will allow, there are plenty of details involved in determining the right home for you. If you're not quite sure what the right price is, here's how to approach home ownership and determine your debt-to-income.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgages and Credit

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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