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5 Surprisingly Stylish Ways to Improve Your Living Room’s Look Using Wallpaper

August 24, 2017 by Kay Monigold

From a sophisticated couch to a stunning art print, there are plenty of ways that you can dress up your living room and instantly change its vibe. You may not realize it, but wallpaper is back in fashion and becoming another popular way to instantly re-vamp a room. If you're contemplating ways that wallpaper can benefit your space, here are some options you may want to try out.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

Graduating From College? 3 Things You Need to Know About Mortgages and Student Loans

August 23, 2017 by Kay Monigold

Are you thinking about buying a new home using a mortgage loan? If you've just graduated from college, you're probably wondering how your student loans will impact a mortgage and what your options are. In today's post we'll share three things that you need to know about mortgages if you're still working on paying off your student loan debt.

Filed Under: Home Mortgage Tips Tagged With: Homeowner Tips, Mortgage, Mortgage Payments

Itching to Start a Project? Don’t Forget These Four Key Tips to Avoiding Renovator’s Remorse

August 22, 2017 by Kay Monigold

Take a look around your home. Do you feel that burning desire to renovate or upgrade certain areas? Perhaps it's the kitchen countertops or the d?cor in the master bedroom. Whatever the case, if you're itching to take on a home renovation project you'll want to ensure it's one that makes your life better - not worse! Let's take a look at four tips that will help you to avoid experiencing "renovator's remorse."

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

What’s Ahead For Mortgage Rates This Week – August 21, 2017

August 21, 2017 by Kay Monigold

Last week's economic readings included the National Association of Home Builders Housing Market Index and readings on housing starts and building permits issued. Consumer sentiment for August was reported by the University of Michigan. Weekly reports on mortgage rates and new jobless claims were also released.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Yes, You Should Take the Plunge and Buy a New Home in 2017. Here’s Why

August 18, 2017 by Kay Monigold

Are you thinking about buying a house, apartment or condo? In many markets across the country, there's never been a better time than now to become a homeowner. In this post, we'll share a few reasons why the conditions are right to jump into the market and buy a new home.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

Is It Possible to Get a Mortgage With Less-than-Perfect Credit? Yes – and Here’s How

August 17, 2017 by Kay Monigold

Are you thinking about buying a new house? Whether you're a first-time or experienced buyer, if your credit score isn't looking too hot it can affect how much mortgage financing you receive - or whether you're approved at all! But don't fret. It's still possible to get a mortgage approved, even with credit issues. Below we'll share a few ways that you can get a mortgage loan even if your credit is less than perfect.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

NAHB: Builder Sentiment Surges in August

August 16, 2017 by Kay Monigold

Home builder confidence in housing market conditions surged in August after sagging to an eight-month low in July. The National Association of Home Builders reported a July reading of 68 in August after analysts expected a one- point increase from July's Housing Market Index reading of 64. Any reading over 50 indicates that more builders consider housing market conditions positive than those who do not.

Filed Under: Home Values Tagged With: Homes Sales

You Ask, We Answer: What Kind of Fees Are Involved When I Get a Reverse Mortgage?

August 15, 2017 by Kay Monigold

If you are approaching your golden years and seeking a bit of financial flexibility, you might want to look at a reverse mortgage. Of course, a reverse mortgage isn't without its costs. Let's explore the fees that you will encounter when you take out a reverse mortgage loan.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Reverse Mortgages

What’s Ahead For Mortgage Rates This Week – August 14, 2017

August 14, 2017 by Kay Monigold

Job openings rose in June to 6.20 million as compared to May's reading of 5.70 million job openings. Analysts said that increasing job vacancies show that employers are unable to find qualified workers. Business services, construction, health care and professional job sectors had the most job openings. Slow wage growth could be contributing to widespread job openings. Average wage growth has been running at approximately 2.50 percent, which is lower than the average of 3.50 to 4.00 percent typically seen during economic expansion.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

The Quick and Easy Guide to Determining How Big of a Mortgage Your Family Can Afford

August 11, 2017 by Kay Monigold

Are you shopping around for a new house or apartment? One of the key considerations you will need to make is figuring out how much you want to invest in your new home. Below you'll find our quick and easy guide to determining just how much "house" you can afford. Let's get started!

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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