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Mortgage 101: Understanding ‘PITI’ and What Goes in to Your Monthly Payments

December 19, 2017 by Kay Monigold

Ask any friend or family member that owns a home and they will share that it takes a bit of management to keep all the expenses under control. Let's explore the concept of PITI and why it is vital to have a clear picture of how much your home is costing you each month.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

What’s Ahead For Mortgage Rates This Week – December 18, 2017

December 18, 2017 by Kay Monigold

Last week's economic reporting included readings on inflation, core inflation and the Post-meeting statement of the Fed's Federal Open Market Committee. Fed Chair Janet Yellen also gave a press conference; weekly readings on mortgage rates and new jobless claims were also released.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

The Quick and Easy Guide to Finding the Right Builder to Construct Your Dream Home

December 15, 2017 by Kay Monigold

Are you in the market for a new house? If so, you may be considering having a custom-home designed and built to your specifications. There is no better way to get exactly what you want in a house than to have it built from scratch.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

You Ask, We Answer: How Do I Know If It’s a Good Idea to Refinance My Mortgage?

December 14, 2017 by Kay Monigold

Are you interested in paying less per month on your mortgage? Or perhaps you would prefer if your mortgage was paid off a couple of months - or years - faster? If you are a homeowner with a mortgage, one option that is open to you is refinancing. In today's post, we will explore the topic of mortgage refinancing and how to know if it is a good idea.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Refinancing

3 Key Ways That Driverless Cars Are Going to Reshape How We Design and Use Our Homes

December 13, 2017 by Kay Monigold

Are you ready for the coming shift to driverless cars? While it might seem like some sort of futuristic vision, the truth is that driverless vehicles will be on the road within a few short years. Let's explore three key ways that driverless cars are going to help to shape how we think about our homes in the very near future.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Real Estate Tips

The Pros and Cons of a Large Down Payment When Buying a Home

December 12, 2017 by Kay Monigold

If you are in the market for a new home, one of the considerations you will need to make is how much to invest in your down payment. Let's take a quick look at some of the pros and cons of making a large down payment when buying your next home.

Filed Under: Home Mortgage Tips Tagged With: Down Payments, Home Mortgage Tips, Mortgage

What’s Ahead For Mortgage Rates This Week – December 11, 2017

December 11, 2017 by Kay Monigold

Last week's economic reports included readings on projected top housing markets for 2018, weekly readings on mortgage rates and new jobless claims. Labor sector readings on private-sector job growth, private and public-sector job growth and the national unemployment rate were released. Projected top housing markets in 2018 were also released.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

‘Pine’-ing for a New Look? 3 Ways You Can Use Wood Features to ‘Spruce’ up Your Home

December 8, 2017 by Kay Monigold

Whether you are renovating an older home or putting the finishing touches on a new one, you would be amiss if you did not consider how to include furniture and other items made of wood. With a diverse range of colors and textures, wooden features are a must-have for any modern home design. Let's take a look at three ways that you can use wood to add a little spice to your home decor.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

Did You Know: Why New Construction Homes Are A Top Choice For Today’s Home Buyer

December 7, 2017 by Kay Monigold

Are you in the market for a new house? If so, you may have been comparing your options when it comes to open listings on the local market. One decision you will need to consider: do you want to purchase an existing home or build a new one? Let's explore a few reasons why new construction homes are a popular choice for today's home buyer.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

Downsizing? Here’s What You Can Expect When You Move From a House to a Condo

December 6, 2017 by Kay Monigold

Whether the kids have moved out or you just aren't using the extra bedrooms, having a house that feels 'too big' is rarely fun. In today's post, we will share a few changes you can expect when you downsize from a large house to a smaller apartment or condo.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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