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Rent-To-Own Opportunities For Those With Bad Credit

July 9, 2019 by Kay Monigold

For those who have less than a stellar credit history; yet, who still want to have their own home, a rent-to-own option is worth considering. A rent-to-own (RTO) agreement is a hybrid between buying a home and renting a home.

Filed Under: Real Estate Tagged With: Home Purchase, Real Estate, Rent To Own

What’s Ahead For Mortgage Rates This Week – July 8th, 2019

July 8, 2019 by Kay Monigold

Last week's scheduled economic news included readings on construction spending and reports on public and private sector jobs. Monthly readings for public and private sector jobs and the national unemployment rate were released along with weekly reports on mortgage rates and initial jobless claims.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

How Color Can Affect Your Home and Psyche

July 5, 2019 by Kay Monigold

Are you dreaming in color of your future new home? You probably can't wait to get your hands on a paintbrush and a bucket of beautiful new paint. But how will you choose the colors to decorate your new home?

Filed Under: Real Estate Tagged With: Home Decor, Home Improvement, Real Estate

How To Turn A “Dumb” Home Into A Smart Home

July 3, 2019 by Kay Monigold

Having a "smart home" is a trend that is popular. What does it actually mean? Smart home technology improves energy-efficiency, increases security, and creates more convenience for the home's occupants.

Filed Under: Real Estate Tagged With: Home Improvement, Innovation, Real Estate

4 Tips To Ensure A Successful Closing

July 2, 2019 by Kay Monigold

As you come up to the date of your closing, there's time to reflect on everything that led to this step. Your real estate agent, mortgage broker, title company and others all work hard to ensure a successful closing for you. They're all in your corner, hoping for the same outcome as you. They've had to do a lot of work behind the scenes that you may not even be aware of. Their diligence and professionalism has already benefited you.

Filed Under: Real Estate Tagged With: Closing, Financing, Real Estate

What’s Ahead For Mortgage Rates This Week – July 1st, 2019

July 1, 2019 by Kay Monigold

Last week's economic reports included readings on home prices, sales of pre-owned homes and pending home sales. Weekly readings on mortgage rates and first-time jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Home Staging Tip – Urban Gardening in Small Spaces

June 28, 2019 by Kay Monigold

Home staging means getting a home ready for sale with the goal to maximize the sale price and close a sale as fast as possible. Some home staging tasks are very dreary, like having to get the place sparkling clean. That is really not fun work. It may be better, if it is affordable, for the homeowner to hire professionals to do that grunt work.

Filed Under: Real Estate Tagged With: Green Living, Home Decor, Real Estate

Case-Shiller: Annual Home Price Growth Slows for 13th Consecutive Month

June 27, 2019 by Kay Monigold

Case-Shiller's 20-City Home Price Index for April showed further declines in home price growth with 2.50 percent year-over-year home price growth as compared to March home price growth of 2.60 percent. New York City home prices held steady month-to-month and Seattle, Washington's home prices were unchanged year-over-year after posting 13 percent home price growth in 2018.

Filed Under: Market Outlook Tagged With: Case Shiller, Market Outlook, Market Trends

Simple Tips To Pay Off A Home Mortgage Loan Faster

June 26, 2019 by Kay Monigold

It is a major life decision to buy a home and yet many do not consider how much they will pay on the interest over the life of the loan. All they usually think about is if they can afford to pay the monthly mortgage payments.

Filed Under: Mortgage Tagged With: Home Loan, Interest, Mortgage

Fed Holds Key Rate Steady As It Watches Economic Trends

June 25, 2019 by Kay Monigold

Federal Reserve policymakers held the federal funds rate at its current range of 2.25 to 2.50 percent. Analysts speculated that the Fed may lower its key rate based on signs of slowing economic growth and the President's encouragement to lower the Fed rate.

Filed Under: Market Outlook Tagged With: FOMC, Interest Rates, Market Trends

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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