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What’s Ahead For Mortgage Rates This Week – November 4th, 2019

November 4, 2019 by Kay Monigold

Last week's economic reports included readings from Case-Shiller on home prices, pending home sales data and the post-meeting statement announcement from the Fed's Federal Open Market Committee were released.

Filed Under: Financial Reports Tagged With: Interest Rates, Jobless Claims, Mortgage Rates

When’s The Best Time To Buy A House?

November 1, 2019 by Kay Monigold

If you happen to want to move to a hot market for home sellers, here is some advice. Go looking for a home to buy when it is freezing outside or the weather is otherwise severe. Buying a home is both about finding one you like and beating out others if the market has buying competition.

Filed Under: Real Estate Tagged With: Market Conditions, Market Trends, Real Estate

What Is Passive Real Estate Investing?

October 31, 2019 by Kay Monigold

When you are looking to purchase a home, you might be looking for a place for you and your family to live. It might surprise you to learn that not everyone who is looking for a house is necessarily in search of a place to live.

Filed Under: Real Estate Tagged With: Investment Property, Passive Real Estate, Real Estate

What is Owner Financing When Buying A Home?

October 30, 2019 by Kay Monigold

There are many options when it comes to taking out a loan on a new home. One of the options that people might have heard about is called owner financing. In general, the property owner takes the place of a traditional lender.

Filed Under: Mortgage Tagged With: Financing, Homeownership, Mortgage

Common Reasons Why Buyers Are Denied A Mortgage

October 29, 2019 by Kay Monigold

When you are buying a new home, it is an exciting process. You have spent months searching and have found the home you want to purchase. You are ready to move into the home of your dreams.

Filed Under: Mortgage Tagged With: Credit, Financing, Mortgage

What’s Ahead For Mortgage Rates This Week – October 28th, 2019

October 28, 2019 by Kay Monigold

Last week's economic news included readings on sales of new and previously-owned homes and consumer sentiment. Weekly readings on mortgage rates and first-time jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Reports, Jobless Claims, Mortgage Rates

3 Ways To Avoid Mortgage Insurance

October 25, 2019 by Kay Monigold

When you are buying a home, you may run into a number of hurdles to complete the purchase. One of the items that you may be asked to purchase is called private mortgage insurance, often shortened to PMI. This is a unique insurance policy that your lender, such as the credit union or bank, may ask you to buy in order to protect themselves. In this insurance policy, the bank protects themselves against losing money if you end up defaulting on your loan.

Filed Under: Mortgage Tagged With: Insurance, Mortgage, PMI

Ways to Stay Safe During the Holidays

October 24, 2019 by Kay Monigold

The arrival of fall, with cooler temperatures followed by a season of holiday celebrations, means getting cozy at home, spending more time cooking and enjoying friends and family in front of a blazing fire, and lighting up your home for a series of holidays. Sadly, though, it is also a time that carries a higher risk of property losses due to fire and accidental injuries.

Filed Under: Real Estate Tagged With: Real Estate, Winter Safety, Winterize

Real Estate Tips for a First-Time Home Seller

October 23, 2019 by Kay Monigold

Many homeowners don't think about what it takes to successfully sell a home until they make the decision to purchase a new home. It makes sense to consider the best ways to improve your home sales appeal early if you think you might consider selling at any time in the future.

Filed Under: Real Estate Tagged With: Home Staging, Listing Agent, Real Estate

4 Easy Ways to Make the Most of Your Outdoor Living Space

October 22, 2019 by Kay Monigold

If you want to maximize your outdoor living areas, the ideas below will help you do so. Backyards are seldom used to their full potential. No matter how large or small your yard is, a makeover can create cozy sitting areas and larger spaces that are perfect for entertaining.

Filed Under: Real Estate Tagged With: Home Improvement, Outdoor Updates, Real Estate

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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