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What’s Ahead For Mortgage Rates This Week – January 20, 2014

January 20, 2014 by Kay Monigold Leave a Comment

Welcome news arrived last week as lower mortgage rates and a higher number of housing starts were reported. Other economic news was mixed.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates,Housing Analysis,NAHB

The Simplest Ways To Lower Your Home Heating Bill This Winter

January 17, 2014 by Kay Monigold Leave a Comment

When the holiday season starts and the winter chill comes around, the heating bill at your property will naturally increase as you keep yourself warm and cozy. However, if your home is not being heated efficiently, you are essentially letting your hard earned dollars escape into the air as wasted energy.

Filed Under: Around The Home Tagged With: Around The Home,Energy Efficient,Heating Tips In The Winter

Pros And Cons Of Adjustable Rate Mortgages

January 16, 2014 by Kay Monigold Leave a Comment

When you are in the market for a new home, you may be faced with numerous options for financing your home. One of the choices you will have to make is whether to apply for a fixed or adjustable rate mortgage.

Filed Under: Mortgage Tips Tagged With: Home Mortgage Tips,Home Buyer Tips,Adjustable Rate Mortgage

Flaws You Cannot Hide By Staging Your Home

January 15, 2014 by Kay Monigold Leave a Comment

When you sell your home, you want it look as good as possible. To do this, your real estate agent will help you stage your home or, if needed, help you find a professional to stage your home.

Filed Under: Home Selling Tips Tagged With: Home Selling Tips,Staging Your Home,Around The Home

Should I Shorten My Mortgage Term, Important Factors To Consider

January 14, 2014 by Kay Monigold Leave a Comment

When you first bought your home a few years ago, perhaps you started off with a 30 year mortgage. Now, you are considering refinancing and changing it to a 20 year or even a 15 year mortgage.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips,Mortgage Rates,Refinancing

What’s Ahead For Mortgage Rates This Week – January 13, 2014

January 13, 2014 by Kay Monigold Leave a Comment

The first post-holiday week of 2014 brought mixed economic and housing-related news. CoreLogic reported via its Housing Market Index that November home prices grew by 11.80 percent year-over-year.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates,Housing Analysis,Unemployment Rates

Build A Home Gym For Your New Year’s Resolution

January 10, 2014 by Kay Monigold Leave a Comment

While many people claim every January that they are going to exercise more, a lot of them give up after the first couple of months. It takes a great deal of effort to make it to the gym before work or have the energy to go afterward.

Filed Under: Around The Home Tagged With: Around The Home,New Year's Resolution,A Home Gym

Dodd-Frank’s Latest Gift: The Qualified Mortgage Rule

January 9, 2014 by Kay Monigold Leave a Comment

The Dodd-Frank Wall Street Reform and Consumer Protection Act's latest provision - the Qualified Mortgage rule – is going to effect on January 10, 2014.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips,Qualified Mortgage,Mortgage Rates

3 Considerations When Making A Down Payment

January 8, 2014 by Kay Monigold Leave a Comment

One of the challenges you will face when deciding how much money to put down on your new home is whether to put down a larger down payment or to take a bit of money from your down payment and use it to pay "discount points" to lower your interest rate.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Tips,Down Payment,Qualifying For A Loan

Case Shiller Price Index Shows Highest Year-Over-Year Gains Since 2006

January 7, 2014 by Kay Monigold Leave a Comment

The Case-Shiller 10 and 20-City Home Price Indices for October were released on December 31. Although home prices in most cities continued to show year-over-year gains, the pace of home price appreciation is expected to slow in 2014.

Filed Under: Housing Analysis Tagged With: Housing Analysis,Housing Market Index,Mortgage Rates

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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