A home appraisal is an independent opinion of your home's value, performed by a licensed home appraiser. Appraisals are part of the traditional home purchase process, and lenders require them for most refinances, too.
Whatever You Do, Don’t Make These Common Mortgage Mistakes
Are you applying for a mortgage on your home? Keep in mind that a mortgage is a major financial decision and choosing one will have a significant impact on the rest of your life.
What Will Harp 3.0 Mean For Homeowners After 2014?
During the 2009 economic crisis in the United States that resulted in home prices and values falling, a program named HARP was introduced to assist the many affected homeowners.
What’s Ahead For Mortgage Rates This Week – May 12, 2014
Results from a Federal Reserve survey of senior bank loan officers indicated that lenders have held the line on prime lending standards and have raised standards for sub-prime and non-traditional home loans.
Vegetable Garden 101: Get The Kids Started On A Veggie Patch Project Today
Thinking about ways to engage your children in gardening and educational opportunities outside of the classroom?
The Magic Number: Does Your Credit Score Need To Be Above 800 To Apply For A Mortgage?
Since the process of getting approved for a mortgage is heavily dependent on credit history and that three-digit credit score that reflects reliability as a borrower, you should always put forth practices to keep that number healthy and growing.
Is It Best To Put Down A Large Down Payment, Or Be Agile With Your Savings?
Putting down the largest sum of money at your disposal might seem like the best way to go when it comes to your mortgage down payment.
How Will A Short Sale Affect Your Ability To Buy Another House In The Future?
If you've considered or experienced a short sale, one of the biggest concerns you may have is how it will impact your ability to purchase another property in the future.
What’s Ahead For Mortgage Rates This Week – May 5, 2014
Last week's economic news included several reports related to housing and mortgages. The NAR started the week on a positive note with its Pending Home Sales Index released Monday. Pending home sales in March were higher with an unexpected increase of 3.40 percent over February for an index reading of 97.40.
What’s in a Color? Six Paint Colors That Will Affect Your Mood
Believe it or not, paint colors can affect your mood. When remodeling your home, the color you use on the walls can end up being just as critical to the thematic consistency of your home as the furniture you use to decorate it.
