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‘Free Pizza for Life’ and Other Crazy Home Sales Gimmicks from Across the Nation

May 13, 2016 by Kay Monigold

While you may not want to take the risk of making these bold moves yourself, here are some unusual things that some people did in hopes of getting their home off the market a little sooner.

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Selling a Home

5 Uncommon Mortgage Terms You Need to Know

May 12, 2016 by Kay Monigold

When it comes to finding a new home, there are lots of complex ratios, terms, and contracts that you'll encounter - and at times, it'll feel like you're trying to navigate a minefield. If you're not careful, you may find yourself signing on for a mortgage that doesn't suit your needs - or one that could financially ruin you. Here are five mortgage terms you may not encounter regularly that you'll need to know when buying a home.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Research, Mortgage Terms

How to Smartly Leverage Your Home Equity

May 11, 2016 by Kay Monigold

So you've been a homeowner for some time. You've been faithfully paying off your mortgage for years, and you have a fair bit of equity built up in your home - and that makes you proud. But now, you're wondering what good equity is if you're not using it.

How do you actually use home equity? And how do you leverage it to get a high return for low risk? Here are just a few options you may want to consider if you're looking for something to do with your equity.

Filed Under: Home Mortgage Tips Tagged With: Home Equity, Home Mortgage Tips

Avoiding Home Buyer Remorse: 5 Tips for a Happier Homeowner

May 10, 2016 by Kay Monigold

The rush of excitement that comes with finding the home you've been looking for is ideal, but just because it seems like the perfect place, it doesn't mean there aren't other factors to consider. Instead of getting hit with buyer's remorse, here are some tips so that your home purchase doesn't become something you'll regret.

Filed Under: Home Buyer Tips Tagged With: Home Buyer Remorse, Home Buyer Tips, Home Buying Tips

What’s Ahead For Mortgage Rates This Week – May 9, 2016

May 9, 2016 by Kay Monigold

Mortgage rates fell across the board last week according to Freddie Mac's Primary Mortgage Market Survey. Other economic news included reports on construction spending, public and private sector employment and national unemployment.

Filed Under: Mortgage Rates Tagged With: Construction Spending, Mortgage Rates

A Quick and Easy Guide to Hiring the Best Contractor for Your Pre-Sale Home Renovations

May 6, 2016 by Kay Monigold

If you're planning to complete some renovations on your home before putting it on the market, you may be unsure of the best way to go about finding the right contractor for the job. Here's how you can get to the bottom of who will work the best for you.

Filed Under: Around The Home Tagged With: Around The Home, Home Mortgage Tips, Upgrades and Renovations

2016 Kitchen Decor Trends to Inspire Your Renovations

May 5, 2016 by Kay Monigold

A kitchen upgrade may seem like the sort of renovation that will cost a pretty penny, but there are a lot of funky things you can do that will add an easy accent and make for a current look. If you're planning some home improvements in 2016, here are some upcoming trends you may want to try out.

Filed Under: Around The Home Tagged With: Around The Home, Home Upgrades, Kitchen Decor

When is Refinancing Not a Good Idea?

May 4, 2016 by Kay Monigold

Refinancing your home can be a great way to reduce monthly mortgage payments or interest rates - or even pay off your debt faster. And while it is a useful tool in budgeting for millions of homeowners, a home refinance may not necessarily be useful in every situation - in fact, there are some situations where refinancing can cost you a great deal of money.

So when should you skip the refinance and simply keep with the original plan? Here's what you need to know.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Refinancing Tips

How to Lower Your Mortgage Interest Rate

May 3, 2016 by Kay Monigold

Mortgage interest rates are at historical lows right now, but they're expected to start rising soon. That's why savvy buyers are taking steps to ensure they get the best possible interest rates on the market and then lock those rates in for the long term. But even if interest rates are already low, that doesn't mean you can't reduce them further.

So how can you save even more money on your monthly interest payments? Here's what you need to know.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Interest Rate

What’s Ahead For Mortgage Rates This Week – May 2, 2016

May 2, 2016 by Kay Monigold

Last week's economic news included Case-Shiller Home Price Indices, along with new and pending home sales readings. The Federal Open Market Committee of the Federal Reserve met analyst's expectations and did not raise the target federal funds rate, which remains at 0.25 to 0.50 percent. Freddie Mac's mortgage rates survey and the Labor Department's weekly jobless claims report were also released.

Filed Under: Mortgage Rates Tagged With: Home Prices, Homes Sales

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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