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4 Tips to Staging Your Home on a Budget

May 27, 2016 by Kay Monigold

Many people think that staging a home effectively is a matter of money, but there are easy ways to dress it up and make it shine that don't come with a high cost. If you're looking for some economical tips that will go a long way in making a positive impression, here are a few ways to get your home prepared.

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Staging Tips

Did You Know?: 4 Ways That a Real Estate Attorney Can Make Your Home Purchase Easier

May 26, 2016 by Kay Monigold

It is common for home buyers to take steps to keep their out-of-pocket expenses to a minimum, and many will try to avoid paying for optional services for this reason. After learning more about the services provided to you by a real estate attorney, you may be ready to seek out these professional legal services for your upcoming purchase.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Homeowner Tips

4 Neglected Home Maintenance Tasks That Are a Must

May 25, 2016 by Kay Monigold

There are a number of home maintenance tasks that are easy to forget about in favor of more obvious renovations, but forgetting to do some of them can end up costing you a lot down the road. If you're hoping to keep your home in tip-top shape, here are a few tasks that you shouldn't forget about.

Filed Under: Around The Home Tagged With: Around The Home, Home Maintenance

Need to Discuss – How to Refinance Your Adjustable-rate Mortgage with Better Terms

May 24, 2016 by Kay Monigold

An adjustable-rate mortgage was once a great mortgage product, at a time when home buyers wanted to avoid locking in high interest rates. But with historically low interest rates now available to millions of buyers and rates expected to rise in 2017, lots of mortgage holders are trying to find a deal and negotiate better terms before rates go up. One great way to save on mortgage costs is to refinance your adjustable-rate mortgage.

So how can you make a mortgage refinance work for you? Here are a few tactics you can use to get better terms through a refinance on your adjustable-rate mortgage.

Filed Under: Home Mortgage Tips Tagged With: Adjustable Rate Mortgage, Home Mortgage Tips, Refinancing Mortgage

What’s Ahead For Mortgage Rates This Week – May 23, 2016

May 23, 2016 by Kay Monigold

Last week's economic news included the NAHB Housing Market Index, reports on housing starts, building reports and existing home sales. Minutes of the Federal Reserve's last FOMC meeting were also released.

Filed Under: Mortgage Rates Tagged With: Home Sales, Mortgage Rates

3 Ikea Hacks That Can Be Done in a Weekend’s Time

May 20, 2016 by Kay Monigold

Whether you're moving into your first apartment or preparing to purchase a second home, Ikea is a favorite for those trying to economically fill up the extra space in their home. While Ikea may have plenty of inexpensive options that you might not think can be dressed up, there are actually a lot of simple pieces that you can add to for a stylish, DIY look that will take no time at all.

Filed Under: Around The Home Tagged With: Around The Home, DIY Projects, Ikea Hacks

How Are Mortgage Rates Determined?

May 19, 2016 by Kay Monigold

If you've been paying attention to the mortgage rate news, you may be wondering exactly how it is banks decide what mortgage rates to offer. Do they just pick a number at random? Mortgage rates may seem somewhat arbitrary, but there's actually something of a science to them.

So how does your bank or lender determine what your interest rate will be? Here are just some of the factors that go into the equation.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Rates

NAHB: Home Builder Confidence Holds Steady in May

May 18, 2016 by Kay Monigold

The National Association of Home Builders reported that home builder confidence in the U.S. housing market conditions held steady for the fourth consecutive month in May. Builder confidence stayed at a reading of 58, which was the number expected by analysts and was also the reading for April. Analysts said that the consistency in readings signified expansion in housing markets. Any reading over 50 indicates that more builders than not are confident about market conditions.

Filed Under: Housing Market Tagged With: Home Builders, Mortgage Rates

How to Determine the Price of Your Home for Sale

May 17, 2016 by Kay Monigold

Many people rely on the price they paid for their home as a starting point for selling, but with the ever-shifting tides of the real estate market, the price paid is not always the best metric to go by. If you're putting your home up for sale and are looking for the ideal price point, here are some ways you can arrive at a number that will keep potential buyers interested.

Filed Under: Home Seller Tips Tagged With: Home Pricing, Home Seller Tips

What’s Ahead For Mortgage Rates This Week – May 16, 2016

May 16, 2016 by Kay Monigold

Last week's economic news included reports on retail sales and consumer sentiment along with weekly releases on new jobless claims and mortgage rates.

Filed Under: Mortgage Rates Tagged With: Jobless Claims, Mortgage Rates

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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