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The Pros and Cons of Mortgage Rate Locks

June 10, 2016 by Kay Monigold

If you're just jumping into the game of home purchasing, you are likely considering all of your loan options and may even have heard the term mortgage lock. For those who don't like to gamble, a mortgage rate lock can offer a bit of reassurance, but there are also some downsides to this type of protection. Before signing off on this, here are the details on rate locks so you can make an informed decision.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Rate Locks, Mortgage Tips

4 Negotiation Tips for Home Sellers

June 9, 2016 by Kay Monigold

When you've already placed your home on the market, it can seem like the stress is over once you've received the offer, but the buck doesn't stop there. Instead of being caught off guard when the time comes to negotiate, consider these tips that will assist in making the sale.

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Negotiation Tips

Refinancing to Pay for Renovations? Consider the VA’s Energy Efficient Mortgage Program

June 8, 2016 by Kay Monigold

Making renovations that are energy efficient is not just a great way to reduce energy output, but it's also an effective way of decreasing monthly utility costs. It serves as a one-time investment that will save money in the long run.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Refinancing, Mortgages

How Technology Is Creating an Easier Mortgage Approval Process

June 7, 2016 by Kay Monigold

From saving up for a down payment to sussing out the ideal lender, there are so many things involved in purchasing a home that can make it seem like a rather complicated undertaking. However, like a lot of things in our lives, technology has streamlined the process in recent years. If you're currently searching for a home on the market, here are some new technological advancements that may make buying a little easier for you.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage Approval, Mortgage Technology

What’s Ahead For Mortgage Rates This Week – June 6, 2016

June 6, 2016 by Kay Monigold

Last week's housing related news was limited to Construction Spending and Freddie Mac's mortgage rates survey, but labor reports suggested an economic slowdown may be in the works.

Filed Under: Financial Reports Tagged With: Construction, Financial Reports, Labor Reports

4 Financial Benefits of Home Ownership

June 3, 2016 by Kay Monigold

Home ownership may be one of the most familiar goals of adulthood, but there's more than one reason why so many people flock towards this type of investment and leave the rental market behind. If you're trying to decide if you should make the big plunge towards buying, here are some benefits of saving up for a down payment and finding the right place to settle in.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Home Ownership Benefits

Case-Shiller: Home Price Growth Expands to All Metro Areas

June 2, 2016 by Kay Monigold

March home prices were again dominated by the Northwest with Portland, Oregon posting a year-over-year gain of 12.30 percent followed by Seattle, Washington's year-over-year gain of 10.80 percent.

Filed Under: Financial Reports Tagged With: Case Shiller, Financial News, Pending Home Sales

3 Ways to Add Emotional Cues to Make Buyers Feel at Home for a Quicker Sale

June 1, 2016 by Kay Monigold

There are a lot of ways you can effectively stage your home to snag the attention of potential buyers, but there are often a few extra things you can do to really engage the senses of your guests. If you're hoping for an instant offer and are pulling out all the stops to sell your home, here are some ways you can emotionally engage with visitors to your home.

Filed Under: Home Seller Tips Tagged With: Home Seller Tips, Staging Tips

What’s Ahead For Mortgage Rates This Week – May 31, 2016

May 31, 2016 by Kay Monigold

Last week's economic reports included new home sales, pending home sales along with weekly mortgage rates and new jobless claims.

Filed Under: Mortgage Rates Tagged With: Financial News, Mortgage Rates, New Home Sales

How Offering Buyer Incentives Will Get Your House Sold Faster

May 27, 2016 by Kay Monigold

From free pizza to a complimentary stay, there are many things home sellers have offered up in order to get their home off of the market and out of their hands. While buyer incentives can certainly come off as gimmicky, here's why people have used these in the past and a few options you may want to consider if you're experiencing setbacks with selling your home.

Filed Under: Home Seller Tips Tagged With: Home Buyer Incentives, Home Seller Tips, Selling a Home

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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