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Can I Buy a Piece of Land and Build a House on It With a Mortgage? Yes — Here’s How

January 4, 2018 by Kay Monigold

Have you been hunting for a new house without finding one that suits your needs? If so, one option that you may want to consider is building a new construction home on a choice piece of land. In today's blog post we will explore a few different mortgage options for those who are looking to build a brand-new home.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Mortgage Applications

Buying a Rental Property? These 4 Key Tips Will Ensure You Buy One That Turns a Profit

January 3, 2018 by Kay Monigold

Are you starting to grow bored of watching your money go nowhere sitting in a bank account? With today's interest rates doing little to encourage saving, many individuals are looking elsewhere for new investment opportunities. In today's blog post we'll share four essential tips for buying a profitable rental property. Let's get started.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Investing

What’s Ahead For Mortgage Rates This Week – January 2, 2018

January 2, 2018 by Kay Monigold

Last week's economic readings included Case-Shiller Home Price Indices, pending home sales and consumer confidence. Weekly readings on mortgage rates and new jobless claims were also released.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

3 Dog Breeds That Are Perfect for the Allergy-Prone Pet Lover

December 29, 2017 by Kay Monigold

Do you find yourself itchy and sneezing after an encounter with a friendly, furry dog? You are not alone. The CDC estimates that around ten percent of Americans suffer from allergies related to dogs or cats. But, of course, that is no reason not to enjoy the love of a dog.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Real Estate Tips

Case-Shiller: Home Prices Rise in October

December 28, 2017 by Kay Monigold

According to Case-Shiller national and 20-city home price indices for October, home prices continued to rise. National home prices rose 0.70 percent for the three months ending in October. Year-over-year, national home prices increased by 6.20 percent. The 20-City Home Price Index also rose by 0.70 percent in October and reported a year-over-year increase of 6.40 percent.

Filed Under: Housing Market Tagged With: Housing Market

Landlord Squeezing You for yet Another Rent Increase? It’s Time to Buy a Starter Home

December 27, 2017 by Kay Monigold

Did you just get your annual notice that the rent is going up? If so, you're not alone. Millions of renters are seeing more and more of their income drained away due to higher rents. To make matters worse, every dollar in rent is one that you are not saving, investing or using to build your net worth. If you're feeling the pinch of higher rents, it might be time to buy your first starter home.

Filed Under: Home Buyer Tips Tagged With: Buying a Home, Home Buyer Tips, Real Estate Tips

What’s Ahead For Mortgage Rates This Week – December 26, 2017

December 26, 2017 by Kay Monigold

Last week's economic reports included readings on NAHB homebuilder confidence, housing starts, building permits issued and sales of previously-owned homes. Weekly releases on mortgage rates and new jobless claims were also released.

Filed Under: Mortgage Rates Tagged With: Mortgage Rates

Take Your Bathroom From ‘Drab’ to ‘Fab’ With These Do-it-Yourself Bathroom Renovations

December 22, 2017 by Kay Monigold

Does your bathroom look amazing? As one of the most used rooms in every home, the bathroom can almost always use a bit of a facelift. In today's blog post we will share a few DIY renovations that will take your bathroom from drab to fab.

Filed Under: Around The Home Tagged With: Around The Home, Homeowner Tips, Upgrades and Renovations

How to Run a Quick Financial Health Check Before You Apply for a Mortgage

December 21, 2017 by Kay Monigold

Are you planning on using a mortgage to help cover the cost of a new home? If so, you will want to prepare your finances and figure out how you will manage all those wallet-draining monthly expenses. Let's take a look at how to run a quick financial health check to ensure you are ready to apply for a mortgage.

Filed Under: Home Mortgage Tips Tagged With: Home Mortgage Tips, Mortgage, Real Estate Tips

NAHB: Builder Confidence Outstrips Pre-Bubble Highs

December 20, 2017 by Kay Monigold

Home builders surveyed by the National Association of Home Builders expressed their highest level of confidence in housing markets since 1999. The index reading for housing market conditions in December hit 74, which exceeded November's reading of 70. Analysts expected a flat reading of 70 for December. Readings over 50 indicate improvement in housing market conditions.

Filed Under: Housing Market Tagged With: Housing Market

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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