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5 Ways Millennial Buyers Can Snag Their Dream Home In This Sellers Market

May 2, 2018 by Kay Monigold

According to the 2017 Home Buyer and Seller Generational Trends Report, Millennials bought 34% of the homes sold; the largest of any generation last year.

Filed Under: Mortgage Tagged With: Millenials, Mortgage, Pre-Approval

5 Key Factors That Affect Your Mortgage Rate

May 1, 2018 by Kay Monigold

Many first time home buyers often wonder what factors determine their mortgage rate. Is it their credit score? Is it the type of loan chosen? Is it the size of the loan?

Filed Under: Mortgage Rates Tagged With: Credit, Financing, Mortgage Rates

What’s Ahead For Mortgage Rates This Week – April 30th, 2018

April 30, 2018 by Kay Monigold

Last week's economic reports included readings from Case-Shiller Home Price Indices, new and existing home sales and weekly readings on mortgage rates and first-time jobless claims.

Filed Under: Financial Reports Tagged With: Fed, Interest Rates, Mortgage Rates

Five Reasons Why Spring Is The Perfect Time To Sell

April 27, 2018 by Kay Monigold

Spring is many people's favorite season of the year. Obviously, there are many valid reasons why this is so. One of the best things about spring is that it is an ideal time to sell your home.

Filed Under: Real Estate Tagged With: Real Estate, Selling, Spring

The Home-Buying Closing Process in a Nutshell

April 26, 2018 by Kay Monigold

The closing process for a home purchase is an exciting time. The home is finished, the purchase is ready to be finalized and it's almost time to move in. The final steps of the closing process ensures both parties are able to meet their requirements and all the paperwork is in place and verified.

Filed Under: Mortgage Tagged With: Closing, Escrow, Mortgage

Solar Roof Panels: A Mainstream Option For Homeowners?

April 25, 2018 by Kay Monigold

Do rooftop solar panels add value to a home, and are they cost-effective in terms of energy savings? The short answer is yes, say the experts. Although more than a million U.S. homes boasted solar panels in 2016, the percentage of solar-equipped households is still miniscule.

Filed Under: Homeowner Tips Tagged With: Electricity, Real Estate, Solar

Equity Loan and HELOC vs. Reverse Mortgage – What’s the Difference?

April 24, 2018 by Kay Monigold

There are times in our lives when the idea of freeing up cash becomes desirable or necessary. Near retirement, this is a common consideration. The typical financial tool that many retirees want to know about is a reverse mortgage, but it's not the only equity tool available.

Filed Under: Mortgage Tagged With: HELOC, Home Equity, Reverse Mortgage

What’s Ahead For Mortgage Rates This Week – April 23rd, 2018

April 23, 2018 by Kay Monigold

Last week's economic reports included readings on builder confidence, housing starts and building permits issued. Weekly readings on mortgage rates and new jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Jobs

Your Guide To Aging In Place Home Modifications

April 20, 2018 by Kay Monigold

If you've had to watch your parents transition into assisted living, you may have no desire to call such a place home. You are not alone. According to the Aging in Place Housing Survey conducted by the American Association of Retired Persons (AARP), more than 90 percent of seniors want to remain in their home.

Filed Under: Real Estate Tagged With: Aging, Real Estate, Retirement

Best Tax Deductible Home Improvements for Homeowners

April 19, 2018 by Kay Monigold

Before delving into tax-deductible home improvements, it's important to understand that these tax deductions won't be applied immediately. In most cases, homeowners can only benefit, tax-wise, from their home renovations later, when they sell their home.

Filed Under: Real Estate Tagged With: Capital Gains, Real Estate, Tax Deduction

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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Tyler, TX 75703
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