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What Does A Home’s Energy Rating Imply?

November 2, 2018 by Kay Monigold

Your home's energy rating is an evaluation of your home's overall energy efficiency. If your house's rating is high, it means your potential for energy loss is also high. Bringing your rating numbers down means that your home is becoming more energy efficient.

Filed Under: Real Estate Tagged With: Energy Rating, Home Efficiency, Real Estate

How To Cut A Great Deal On A New Home Construction

November 1, 2018 by Kay Monigold

Savvy home buyers often get great deals on new home constructions by asking for deals and discounts and doing some up-front research.

Filed Under: Real Estate Tagged With: Home Construction, New Home, Real Estate

Case-Shiller: Home Price Growth Slows to 20-Month Low

October 31, 2018 by Kay Monigold

Home price growth slowed to its lowest rate in 20 months according to the 20-City Home Price Index issued by Case-Shiller. After years of dismal readings, Las Vegas, Nevada led the cities included in the index.

Filed Under: Real Estate Tagged With: Home Sales, Market Trends, Real Estate

Real Estate Crowdfunding Investment Is Trending

October 30, 2018 by Kay Monigold

Although the real estate market is currently booming, the last housing bubble burst remains relatively fresh in investors' minds and that has many taking a long look at crowdfunding.

Filed Under: Mortgage Tagged With: Crowdfunding, Mortgage, Real Estate

What’s Ahead For Mortgage Rates This Week – October 29th, 2018

October 29, 2018 by Kay Monigold

Last week's economic news included readings on sales of new homes and pending home sales. A reading on consumer sentiment was also released along with weekly reports on mortgage rates and new jobless claims.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

Could Fed Interest Rate Hike Help Home Buyers?

October 26, 2018 by Kay Monigold

News of the Federal Reserve hiking interest rates appears to have caused unnecessary panic among people poised to purchase a first home or a larger one for a growing family.

Filed Under: Real Estate Tagged With: Federal Reserve, Market Conditions, Real Estate

3 Budgeting Tips to Help Make Your New Mortgage Payments Easier

October 25, 2018 by Kay Monigold

Buying a new home is an exciting time, but excitement can easily turn to stress if there isn't enough money to pay the monthly mortgage bill. The added expense can take some time to get used to, but there are ways to make the payments easier, especially in those first few months when money is the tightest.

Filed Under: Mortgage Tagged With: Affordability, Budget, Mortgage Payment

5 Reasons To Sell Your Home This Fall

October 24, 2018 by Kay Monigold

Though the real estate business never stops, most people associate its busy periods of the year with the spring and summer seasons. And while this is true to a large extent, those who think that selling a home in the fall is a bad decision are sorely mistaken.

Filed Under: Real Estate Tagged With: Curb Appeal, Home Sales, Real Estate

NAHB: Builder Confidence in Housing Market Ticks Up in October

October 23, 2018 by Kay Monigold

Home builder confidence in national housing market conditions rose one index point for a reading of 68 in October. Readings over 50 indicate that most builders are confident about market conditions. Rolling three-month averages showed mixed results. The Northeastern region gained three points for an index reading of 57; the Midwestern region lost two index points with a reading of 57 and the Southern region posted a gain of one point with a reading of 70. The Western region held steady at 74.

Filed Under: Real Estate Tagged With: Builder Confidence, Market Conditions, Market Trends

What’s Ahead For Mortgage Rates This Week – October 22nd, 2018

October 22, 2018 by Kay Monigold

Last week's economic reports included readings on home builder confidence, sales of pre-owned homes and housing starts. The Commerce Department also issued a report on building permits issued; weekly reports on mortgage rates and first-time jobless claims were also released.

Filed Under: Financial Reports Tagged With: Financial Reports, Interest Rates, Mortgage Rates

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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Tyler, TX 75703
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