Avenue Mortgage, LLC

NMLS #1115220

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AVENUE MORTGAGE, LLC
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What Mortgage Lenders Really Look At Before Approving Your Loan

November 5, 2025 by Kay Monigold

One of the first questions homebuyers ask is how much they can afford to borrow. While the number may seem mysterious, lenders use a clear set of financial factors to decide how much you qualify for.

Understanding these factors can help you plan ahead, make smart choices, and feel confident as you start your homebuying journey.

Filed Under: Mortgage Tips Tagged With: Loan Approval, Mortgage Education, Mortgage Tips

Steps to Take Now to Build Your Credit for a Home Purchase Next Year

November 4, 2025 by Kay Monigold

Buying a home is one of the most exciting goals you can set, but your credit score plays a major role in how easy or challenging the process will be. The good news is that with time and planning, you can strengthen your credit and set yourself up for a smoother approval when you are ready to buy next year.

Filed Under: Home Buyer Tips Tagged With: Credit Building, Home Purchase, Mortgage Preparation

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Our Team

Kay MonigoldKay Monigold
Owner/Mortgage Broker/Residential Mortgage Loan Originator
NMLS#1086176

Steven LoweSteven P Lowe, Sr
Residential Mortgage Loan Originator
NMLS #1085638

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100 Independence Place, Ste. 308
Tyler, TX 75703
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