Starting your career is an exciting milestone, and for many recent graduates, the idea of becoming a homeowner feels closer than ever. While student loans, new job transitions, and building credit can make the mortgage process feel overwhelming, you have more options and advantages than you may realize. With the right preparation, you can move toward homeownership confidently and avoid common first-time buyer mistakes.
How to Qualify for a Mortgage With No Credit Score
If you have no credit score, you may think homeownership is out of reach, but that is not true. Many people who avoid credit cards, pay with cash, or are new to the United States have no traditional credit history. Lenders call this a non-traditional credit profile, and while it requires extra steps, you can still qualify for a mortgage. With the right preparation, you can show lenders that you are responsible, consistent, and financially ready to own a home.
